181 Delaware Ave, Andes, NY 13731 Property Records

Delaware County and Andes Town property record for 181 Delaware Ave, Andes, NY 13731

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,804 sqft · built 1870
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Nov 2021)
Tax Bill	$2,460 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122000 259.6-3-5`

Property Details

APN / Parcel Number

Primary APN	`122000 259.6-3-5`
Alternative APNs	`20002590060003005000` `05201408004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,804 sqft Total Area
1st Floor Area	1,408 sqft
Upper Floors Area	396 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	200 ft deep x 70 ft wide
Porch	Slab
Porch Area	76 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05201408004
Street Address	181 DELAWARE AVE
City	ANDES
State	NY
Zip	13731-7139
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	01 - NOT Z
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	DELAWARE NY
Township / Civil Division	ANDES
Census Block Group	4
Census Block	4018
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Andes Historic District listed 1984 · 129 contributing resources · NRIS 84002215

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

181 Delaware Ave, a duplex, is owned and occupied by two individuals who bought it in November 2021.

Source: Delaware County and Andes Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 DELAWARE AVE, ANDES, NY 13731-7139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Deed of Trust, Mortgage VISIO FINANCIAL SERVICES INC
Nov 12, 2021	Deed, Transfer
Oct 1, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	Oct 1, 2018 · Amount on File
Deed Document Number	20218544
Deed Book / Page	1691 / 147
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	181 DELAWARE AVE, ANDES, NY 13731-7139
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002151/0000000130
Date	Oct 1, 2018
Book Page	0000002151/0000000130
Instrument	000000007909

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.18%
Type Change Date	Oct 1, 2023
Index	Other

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Nov 12, 2021
Property Address	181 DELAWARE AVE, ANDES, NY 13731-7139
Document Number	001691/147
Book / Page	1691 / 147
Instrument Date	Nov 2, 2021
Instrument	8544
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	181 DELAWARE AVE, ANDES, NY 13731-7139

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Oct 1, 2018
Property Address	181 DELAWARE AVE, ANDES, NY 13731-7139
Document Number	001570/274
Book / Page	1570 / 274
Instrument Date	Sep 17, 2018
Instrument	000000007908
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2061, NEW YORK, NY 10023

Tax Assessment & Valuation

The 2026 property tax bill for 181 Delaware Ave was $2,460 with exemptions applied, up 17.8% from the year before.

Source: Delaware County and Andes Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Andes Town
Unified School District	Andes Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,460.00 (+17.82%) Disabled Person's exemption Veteran's exemption
2025	$2,088.00	$151,200 Land $11,000 Building $140,200	$216,000 Land $15,714 Building $200,286
2023		$151,200 (-) Land $11,000 Building $140,200	$182,700 (+20.83%) Land $13,292 Building $169,408
2022		$151,200 Land $11,000 Building $140,200	$151,200 Land $11,000 Building $140,200
2021	$2,155.00 (+1.65%)
2020	$2,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Delaware Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	25 (1996–2024)
Claims Outside the SFHA	8 of 25
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Remnants Of Tropical Storm Debby, Aug 2024 · 2 claims Severe Storm And Flooding, Aug 2024 · 4 claims Severe Storms And Flooding, Jun 2006 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Delaware Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDES WATER DISTRICT serves 260 people · EPA ID NY1200248
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Cable	1,000 / 50

May also be available: Margaretville Telephone.

Cell Coverage

No cell data coverage reported

Nearby Properties on Delaware Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures