Clinton County and Saranac Town property record for 181 Cold Brook Rd, Saranac, NY 12981
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,181 sqft · built 1870 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,472 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 094489 260.-1-21 |
| Primary APN | 094489 260.-1-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,181 sqft Living Area |
| 1st Floor Area | 825 sqft |
| Upper Floors Area | 300 sqft |
| Attic | Attic |
| Attic Area | 56 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Lot Area | 82,764 sqft (1.9 acres) |
| Porch | Slab |
| Porch Area | 85 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 181 COLD BROOK RD |
|---|---|
| City | SARANAC |
| State | NY |
| Zip | 12981-2505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | SARANAC |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 103800 |
181 Cold Brook Rd is owned and occupied by an individual who acquired it in June 2015.
Source: Clinton County and Saranac Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 181 COLD BROOK RD, SARANAC, NY 12981-2505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 2, 2015 |
| Transfer Doc | 0000020152/000007206 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 181 Cold Brook Rd was $1,472, up 199.8% from the year before.
Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Saranac Town |
| Unified School District | Saranac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,472.00 (+199.8%) | ||
| 2025 | $491.00 | $61,000 Land $21,900 Building $39,100 | $66,100 Land $23,731 Building $42,369 |
| 2023 | $61,000 Land $21,900 Building $39,100 | $61,000 Land $21,900 Building $39,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Cold Brook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Cold Brook Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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