Clinton County and Saranac Town property record for 163 Cold Brook Rd, Saranac, NY 12981
| Property Type | Mobile Home |
|---|---|
| Details | 980 sqft · built 1990 |
| Lot Size | 80.8 acres (3,520,519 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,319 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 094489 260.-1-22.2 |
| Primary APN | 094489 260.-1-22.2 |
|---|---|
| Alternative APN |
|
| Building Area | 980 sqft Living Area |
|---|
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Mobile Home |
| Lot Area | 3,520,519 sqft (80.8 acres) |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 314 sqft |
| Porch | Slab |
| Porch Area | 1,086 sqft |
| Shed | 1 Shed |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 163 COLD BROOK RD |
|---|---|
| City | SARANAC |
| State | NY |
| Zip | 12981-2505 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 89 T4OMT |
| Legal Block | 1 |
| Legal Lot Number | 22.002 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | SARANAC |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 103800 |
163 Cold Brook Rd, a mobile home, is owned and occupied by two individuals.
Source: Clinton County and Saranac Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 163 COLD BROOK RD, SARANAC, NY 12981-2505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 163 Cold Brook Rd was $4,319 with exemptions applied, up 199.7% from the year before.
Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Saranac Town |
| Unified School District | Saranac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,319.00 (+199.72%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,441.00 | $179,000 Land $78,000 Building $101,000 | $193,800 Land $84,449 Building $109,351 |
| 2023 | $179,000 Land $78,000 Building $101,000 | $179,000 Land $78,000 Building $101,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 163 Cold Brook Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 163 Cold Brook Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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