181 Cogles Fields Ln, Harpers Ferry, WV 25425 Property Records

Jefferson County property record for 181 Cogles Fields Ln, Harpers Ferry, WV 25425

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,260 sqft · built 1971
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on Record
Tax Bill	$604 (2025)
Flood Zone	Zone X (minimal risk)
APN	`02-20-0048.0003`

Property Details

APN / Parcel Number

Primary APN	`02-20-0048.0003`
Alternative APN	`19-02-20-0048.0003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	75,359 sqft (1.73 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	181 COGLES FIELDS LN
City	HARPERS FERRY
State	WV
Zip	25425-4595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACTS 3 & 6 (1.73 AC) MT-COGLE
Jurisdiction	JEFFERSON WV
Township / Civil Division	HARPERS FERRY
Census Block Group	2
Census Block	2004
Census Tract	972701

Owner

Source: Jefferson County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 COGLES FIELDS LN, HARPERS FERRY, WV 25425-4595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000465553
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$604.00 (+6.71%) Homeowner's exemption	$72,000 (+5.08%) Land $26,570 Building $45,430	$184,400 (+5.92%) Land $51,500 Building $132,900
2023	$566.00 Homeowner's exemption	$68,520 Land $26,570 Building $41,950	$174,100 Land $51,500 Building $122,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 43% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK HILL MOBILE HOME COMMUNITY LLC private · serves 172 people · EPA ID WV3301949
Water Source	Groundwater
Last State Inspection	May 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20