Jefferson County property record for 157 Cogles Fields Ln, Harpers Ferry, WV 25425
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,100 sqft · built 1979 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $784 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-20-0048.0005 |
| Primary APN | 02-20-0048.0005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Basement Area | 140 sqft |
| Finished Basement | 140 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 28,314 sqft (0.65 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 157 COGLES FIELDS LN |
|---|---|
| City | HARPERS FERRY |
| State | WV |
| Zip | 25425-4595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5 (.65 AC.) COGLE |
| Legal Tract | 5 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | HARPERS FERRY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 972701 |
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 157 COGLES FIELDS LN, HARPERS FERRY, WV 25425-4595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $784.00 (+1.03%) | $88,000 (+1.38%) Land $26,600 Building $61,400 | $146,667 (+1.43%) Land $44,333 Building $102,333 |
| 2025 | $776.00 (+7.18%) Homeowner's exemption | $86,800 (+5.85%) Land $24,500 Building $62,300 | $144,600 (+5.78%) Land $40,800 Building $103,800 |
| 2023 | $724.00 Homeowner's exemption | $82,000 Land $24,500 Building $57,500 | $136,700 Land $40,800 Building $95,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 43% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HILL MOBILE HOME COMMUNITY LLC private · serves 172 people · EPA ID WV3301949 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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