Nassau County and Hempstead Town property record for 181 Cochran Pl, Valley Stream, NY 11581
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,010 sqft · built 1920 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,339 (2025) |
| Deeds & Mortgages | Aug 2020 Reverse Mortgage Aug 2020 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-403-00-0045 |
| Primary APN | 39-403-00-0045 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,010 sqft Living Area |
| Gross Area | 1,179 sqft |
| 1st Floor Area | 480 sqft |
| Basement Area | 50 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 4,000 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Porch | Enclosed Frame Porch |
| Porch Area | 119 sqft |
| Canopy | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39403 00450 |
|---|---|
| Street Address | 181 COCHRAN PL |
| City | VALLEY STREAM |
| State | NY |
| Zip | 11581-2959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 024 |
| Legal Block | 403 |
| Legal Lot Number | 45 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 410800 |
181 Cochran Pl is owned and occupied by an individual who acquired it in May 1995.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 181 COCHRAN PL, VALLEY STREAM, NY 11581-2959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2020 | Deed of Trust, Mortgage · Reverse Mortgage HUD |
| Aug 3, 2020 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| May 15, 2017 | Deed of Trust, Mortgage · Line of Credit NASSAU EDUCATORS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 18, 1995 |
| Transfer Doc | 1054000799 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 181 COCHRAN PL, VALLEY STREAM, NY 11581-2959 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0444240591 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 44424/591 |
| Instrument | 2020-068839 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 747 Months |
| Due | Nov 8, 2082 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 181 COCHRAN PL, VALLEY STREAM, NY 11581-2959 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0444240576 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 44424/576 |
| Instrument | 2020-068838 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 747 Months |
| Due | Nov 8, 2082 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 181 COCHRAN PL, VALLEY STREAM, NY 11581-2959 |
| Document Number | 0421350266 |
| Book / Page | 042135 / 000266 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 181 COCHRAN PL VALLEY STREAM NY 115812959, VALLEY STREAM, NY 11581-2959 |
| Document Number | 0421350266 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 042135/000266 |
| Instrument | 50787 |
| Name | NASSAU EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | WESTBURY, NY 11590 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 181 Cochran Pl was $1,339 with exemptions applied.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Valley Stream Village |
| Elementary School District | Valley Stream Union Free School District 24 (KG - 06) |
| Secondary School District | Valley Stream Central High School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353 Land $150 Building $203 | $353,000 | |
| 2025 | $1,339.00 | ||
| 2023 | $3,648.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $375 Land $159 Building $216 | $375,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Cochran Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 12 (1980–2023) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 181 Cochran Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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