178 Cochran Pl, Valley Stream, NY 11581 Property Records

Nassau County and Hempstead Town property record for 178 Cochran Pl, Valley Stream, NY 11581

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,327 sqft · built 1924
Lot Size0.092 acres (4,000 sqft)
OwnerIndividual Name on Record
Last Sale$364,620 (Jul 2008)
Tax Bill$6,847 (2025)
Deeds & MortgagesMar 2022 Mortgage
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN39-589-00-0043

Property Details

APN / Parcel Number

Primary APN39-589-00-0043
Alternative APNs
  • 2035-39-589-00-0043-0
  • 39589000043000000000
  • 282035 39.-589-43
  • 39589 00430

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,327 sqft Living Area
Gross Area1,382 sqft
1st Floor Area480 sqft
Basement Area55 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialOther
Lot Area4,000 sqft (0.092 acres)
Lot Dimensions100 ft deep x 40 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39589 00430
Street Address178 COCHRAN PL
CityVALLEY STREAM
StateNY
Zip11581-2934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 024
Legal SubdivisionGIBSON CORPORATION MAP #4
Legal Block589
Legal Lot Number43
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group3
Census Block3012
Census Tract410800

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address178 COCHRAN PL, VALLEY STREAM, NY 11581-2934
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 17, 2017Intrafamily Transfer, Transfer
THE JUDICIAL TITLE INSURANCE
Feb 23, 2017Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2008 · Amount on Record
Deed SaleJul 29, 2008 · Amount on Record
Deed Book / Page12417 / 584
Last Transfer DateFeb 23, 2017
Transfer Doc0134840708
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address178 COCHRAN PL, VALLEY STREAM, NY 11581-2934
Transaction TypeMortgage
Record UpdatedApr 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 COCHRAN PL, VALLEY STREAM, NY 11581-2934

Mortgage

Document NumberM464510570
DateMar 21, 2022
Book PageM46451/570
Instrument2022-34327
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueFeb 1, 2037

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address178 COCHRAN PL, VALLEY STREAM, NY 11581-2934
Transaction TypeMortgage
Record UpdatedApr 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 COCHRAN PL, VALLEY STREAM, NY 11581-2934

Mortgage

Document NumberM464510588
DateMar 21, 2022
Book PageM46451/588
Instrument2022-34328
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueFeb 1, 2037

March 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNASSAU NY
Recording DateMar 17, 2017
Property Address178 COCHRAN PL, VALLEY STREAM, NY 11581-2934
Document NumberD134840708
Book / PageD13484 / 0708
Map ReferenceMAP 547
Instrument DateFeb 23, 2017
Instrument201700027140
Transaction TypeTransfer
Record UpdatedMay 14, 2021
Title CompanyTHE JUDICIAL TITLE INSURANCE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address178 COCHRAN PL, 178, VALLEY STREAM, NY 11581-2934

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 COCHRAN PL, VALLEY STREAM, NY 11581-2934

February 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionNASSAU NY
Property Address178 COCHRAN PL, VALLEY STREAM, NY 11581-2934
Document Number0420420958
Instrument DateFeb 23, 2017
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 COCHRAN PL VALLEY STREAM NY 115812934, VALLEY STREAM, NY 11581-2934

Mortgage

Document Number0420420958
DateApr 11, 2017
Book Page042042/000958
Instrument35471
Lender
NameWELLS FARGO BK
TypeBank
AddressMINNEAPOLIS, MN 55467-8000
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 10, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityValley Stream Village
Elementary School DistrictValley Stream Union Free School District 24 (KG - 06)
Secondary School DistrictValley Stream Central High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$373 (-) Land $141 Building $232$373,000 (-)
2025$6,847.00 (+17.55%) Senior Citizen's exemption$373 (-4.11%) Land $141 Building $232$373,000 (-4.11%)
2023$5,825.00 Homeowner's exemption$389 Land $147 Building $242$389,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Nearby Flood Policies60 in force
Nearby Flood Claims5 (2011–2023)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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