181 Carmelaire Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 181 Carmelaire Dr, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 bd · 4 ba · 2,062 sqft · built 1976
Lot Size	0.044 acres (1,920 sqft)
Owner	Individual Name on File
Last Sale	$174,900 (Jun 2017)
Tax Bill	$2,753 (2024)
Deeds & Mortgages	Sep 2020 Loan Modification Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-312-009.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-312-009.000-018`
Alternative APN	`1610300312009000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,062 sqft Living Area
1st Floor Area	744 sqft
2nd Floor Area	768 sqft
Basement Area	744 sqft
Finished Basement	550 sqft
Game Room	Game Room

Exterior

Year Built	Built 1976
Architectural Style	Row End or Row Middle
Roof Material	Asphalt
Lot Area	1,920 sqft (0.044 acres)
Lot Dimensions	80 ft deep x 24 ft wide
Garage Type	Detached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610300312009000
Street Address	181 CARMELAIRE DR
City	CARMEL
State	IN
Zip	46032-2126
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, CARMELAIRE, LOT 60
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	CARMELAIRE AN ADDITION
Legal Lot Number	60
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1008
Census Tract	111007

Owner

181 Carmelaire Dr, a condominium, is owned and occupied by an individual who bought it in June 2017.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	181 CARMELAIRE DR, CARMEL, IN 46032-2126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Jun 28, 2017	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2017 · Amount on File
Deed Sale	Jun 28, 2017 · Amount on File
Prior Sale	Dec 10, 2012
Deed Document Number	2017030182
Record Updated	Jun 8, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	181 CARMELAIRE DR, CARMEL, IN 46032-2126
Document Number	0000085794
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 CARMELAIRE DR CARMEL IN 460322126, CARMEL, IN 46032-2126

Mortgage

Document Number	0000085794
Date	Nov 23, 2020
Instrument	85794

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 28, 2017
Property Address	181 CARMELAIRE DR, CARMEL, IN 46032-2126
Document Number	0000030182
Map Reference	MB4 PG97
Instrument Date	Jun 23, 2017
Instrument	2017030182
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 CARMELAIRE DR, CARMEL, IN 46032-2126

Mortgage

Document Number	0000030183
Date	Jun 28, 2017
Instrument	2017030183

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$301,000 (+12.1%) Land $84,000 Building $217,000	$301,000 (+12.1%) Land $84,000 Building $217,000
2024	$2,753.00 (+5.97%)	$268,500 (+2.17%) Land $84,000 Building $184,500	$268,500 (+2.17%) Land $84,000 Building $184,500
2023	$2,598.00 (+9.76%)	$262,800 (+16.18%) Land $57,200 Building $205,600	$262,800 (+16.18%) Land $57,200 Building $205,600
2022	$2,367.00	$226,200 Land $57,200 Building $169,000	$226,200 Land $57,200 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Carmelaire Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 181 Carmelaire Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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