162 Carmelaire Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 162 Carmelaire Dr, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,392 sqft · built 1974
Lot Size	0.044 acres (1,920 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Sep 2025)
Tax Bill	$2,301 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-313-036.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-313-036.000-018`
Alternative APN	`1610300313036000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
1st Floor Area	672 sqft
2nd Floor Area	720 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1974
Architectural Style	Row End or Row Middle
Roof Material	Asphalt
Lot Area	1,920 sqft (0.044 acres)
Lot Dimensions	80 ft deep x 24 ft wide
Garage Type	Detached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610300313036000
Street Address	162 CARMELAIRE DR
City	CARMEL
State	IN
Zip	46032-2127
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, CARMELAIRE, LOT 70
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	CARMELAIRE FIRST SECTION
Legal Lot Number	70
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1004
Census Tract	111007

Owner

162 Carmelaire Dr, a condominium, is owned and occupied by an individual who bought it in September 2025.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	162 CARMELAIRE DR, CARMEL, IN 46032-2127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 6, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Jun 6, 2022 · Amount on File
Deed Document Number	2025041687
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 29, 2025
Property Address	162 CARMELAIRE DR, CARMEL, IN 46032-2127
Document Number	0000041687
Map Reference	MB 4 PG 97
Instrument Date	Sep 23, 2025
Instrument	2025041687
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 CARMELAIRE DR, CARMEL, IN 46032-2127

Mortgage

Date	Sep 29, 2025

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	397 Months
Due	Oct 1, 2058

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 6, 2022
Property Address	162 CARMELAIRE DR, CARMEL, IN 46032-2127
Document Number	0000028069
Instrument Date	Jun 3, 2022
Instrument	2022028069
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 CARMELAIRE DR, CARMEL, IN 46032-2127

Mortgage

Document Number	0000028070
Date	Jun 6, 2022
Instrument	2022028070

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$246,000 (+5.9%) Land $84,000 Building $162,000	$246,000 (+5.9%) Land $84,000 Building $162,000
2024	$2,301.00 (+9.16%)	$232,300 (+4.5%) Land $84,000 Building $148,300	$232,300 (+4.5%) Land $84,000 Building $148,300
2023	$2,108.00 (+9.51%)	$222,300 (+15.06%) Land $57,200 Building $165,100	$222,300 (+15.06%) Land $57,200 Building $165,100
2022	$1,925.00	$193,200 Land $57,200 Building $136,000	$193,200 Land $57,200 Building $136,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 162 Carmelaire Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 162 Carmelaire Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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