18093 Derbes Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 18093 Derbes Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,175 sqft · built 1980
Owner	Individual Name on File
Last Sale	$255,000 (Apr 2022)
Tax Bill	$1,263 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
APN	`107-011-1112`

Property Details

APN / Parcel Number

Primary APN	`107-011-1112`
Alternative APN	`24515`

Interior

Building Area	2,175 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	107-011-1112
Street Address	18093 DERBES DR
City	COVINGTON
State	LA
Zip	70433-0338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAZY RIVER ESTATES LT104 105 W .50
Legal Subdivision	LAZY RIVER ESTATES
Legal Lot Number	104
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	40607

Owner

Source: St. Tammany Parish records · APN 107-011-1112

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	24445 SANDERS RD, COVINGTON, LA 70435-4077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	2324344
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	18093 DERBES DR, COVINGTON, LA 70433-0338
Transaction Type	Mortgage
Record Updated	Apr 06, 2023
Title Company	DELTA TITLE CORPORATION, DELTA TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002324345
Date	Apr 19, 2022
Instrument	2324345

Lender

Name	ACE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,263.00 (-3.81%) Homeowner's exemption	$18,762 (-) Land $2,500 Building $16,262	$187,624 (-) Land $25,000 Building $162,624
2024	$1,313.00 (-36.35%) Homeowner's exemption	$18,762 (+13.49%) Land $2,500 Building $16,262	$187,624 (+13.49%) Land $25,000 Building $162,624
2023	$2,063.00 (+14.61%)	$16,532 (+14.57%) Land $2,000 Building $14,532	$165,324 (+14.57%) Land $20,000 Building $145,324
2022	$1,800.00	$14,430 Land $2,000 Building $12,430	$144,300 Land $20,000 Building $124,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 258 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	112 (1995–2024)
Claims Outside the SFHA	3 of 112
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Sep 2021 · 48 claims Hurricane Isaac, Aug 2012 · 36 claims Hurricane Katrina, Aug 2005 · 10 claims

Wildfire

Wildfire Risk	Low lower than 65% of the US · above 54% of Louisiana
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 224 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST TAMMANY WATER DISTRICT 3 serves 2,920 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Aug 2014
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.