18074 Derbes Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 18074 Derbes Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,602 sqft · built 1985
Owner	Individual Name on File
Last Sale	$245,000 (Mar 2010)
Tax Bill	$2,164 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
APN	`107-011-9822`

Property Details

APN / Parcel Number

Primary APN	`107-011-9822`
Alternative APN	`25174`

Interior

Building Area	2,602 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Garage Area	1,365 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Old Parcel Number	107-011-9822
Street Address	18074 DERBES DR
City	COVINGTON
State	LA
Zip	70433-0337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 184 LAZY RIVER ESTATES SEC A MEAS 60 X 150 CB 469 213 CB 757 368 412 CB 1221 874 INST NO 882871 INST NO 1699366 INST NO 1
Legal Subdivision	LAZY RIVER ESTATES
Legal Lot Number	184
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	40607

Owner

18074 Derbes Dr is owned and occupied by an individual who bought it in March 2010.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	18074 DERBES DR, COVINGTON, LA 70433-0337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2010 · Amount on File
Deed Sale	Mar 30, 2010 · Amount on File
Deed Document Number	1762730
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	18074 DERBES DR, COVINGTON, LA 70433-0337
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002265155
Date	Apr 21, 2021
Instrument	2265155

Lender

Name	LHM FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18074 Derbes Dr was $2,164 with a homeowner's exemption, down 3.8% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,164.00 (-3.78%) Homeowner's exemption	$26,787 (-) Land $2,500 Building $24,287	$267,872 (-) Land $25,000 Building $242,872
2024	$2,249.00 (+19.69%) Homeowner's exemption	$26,787 (+18.73%) Land $2,500 Building $24,287	$267,872 (+18.73%) Land $25,000 Building $242,872
2023	$1,879.00 Homeowner's exemption	$22,562 (-) Land $2,000 Building $20,562	$225,620 (-) Land $20,000 Building $205,620
2022	$1,879.00 Homeowner's exemption	$22,562 Land $2,000 Building $20,562	$225,620 Land $20,000 Building $205,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 18074 Derbes Dr; there have been 112 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 258 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	112 (1995–2024)
Claims Outside the SFHA	3 of 112
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Sep 2021 · 48 claims Hurricane Isaac, Aug 2012 · 36 claims Hurricane Katrina, Aug 2005 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18074 Derbes Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of Louisiana
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST TAMMANY WATER DISTRICT 3 serves 2,920 people · EPA ID LA1103056
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Aug 2014
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20