1809 Ulmer Ln, Chipley, FL 32428 Property Records

Washington County property record for 1809 Ulmer Ln, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,602 sqft · built 1973
Lot Size	0.221 acres (9,627 sqft)
Owner	Individual Name on File
Last Sale	$172,500 (Jul 2021)
Tax Bill	$1,433 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-0177-0001`

Property Details

APN / Parcel Number

Primary APN	`04-0177-0001`
Alternative APN	`000401770001`

Interior

Full Baths	2 Baths
Building Area	1,602 sqft Heated Area
Gross Area	2,195 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2015
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,627 sqft (0.221 acres)
Lot Width	90 ft Width
Garage Type	Finished
Garage Area	345 sqft
Porch	Open Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000401770001
Street Address	1809 ULMER LN
City	CHIPLEY
State	FL
Zip	32428-3158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #4 LOT 1 ORB 1212 P 249, BLK 0177
Legal Range	14W
Legal Township	02N
Legal Section	36
Legal Subdivision	SUNNY HILLS
Legal Block	177
Legal Lot Number	1
Legal Unit	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1141
Census Tract	970301

Owner

1809 Ulmer Ln is owned and occupied by an individual who bought it in July 2021.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	1809 ULMER LN, CHIPLEY, FL 32428-3158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Warranty Deed, Transfer · FHA Mortgage CENTENNIAL BANK
Oct 7, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 1, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Apr 24, 2013 · Amount on File
Deed Document Number	202167005124
Deed Book / Page	1212 / 249
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 12, 2021
Property Address	1809 ULMER LN, CHIPLEY, FL 32428-3158
Document Number	0067005124
Book / Page	1212 / 249
Map Reference	MB 2 PG 42-54
Instrument Date	Jul 9, 2021
Instrument	202167005124
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,207.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1456 CLAYTON RD, 1456, CHIPLEY, FL 32428-4821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 NAPIER FIELD RD, DOTHAN, AL 36303-0978

Mortgage

Document Number	0000000252
Date	Jul 12, 2021
Instrument	1212/252

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 7, 2019
Property Address	1809 ULMER LN, CHIPLEY, FL 32428-3158
Document Number	0067007894
Book / Page	001157 / 000968
Instrument Date	Oct 2, 2019
Instrument	67007894
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1456 CLAYTON RD CHIPLEY FL 324284821, CHIPLEY, FL 32428-4821

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 1, 2019
Property Address	1809 ULMER LN, CHIPLEY, FL 32428-3158
Document Number	0067005067
Book / Page	001149 / 000259
Instrument Date	Jun 26, 2019
Instrument	67005067
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16315 OAKGROVE RD CHIPLEY FL 32428, CHIPLEY, FL 32428

Tax Assessment & Valuation

The 2025 property tax bill for 1809 Ulmer Ln was $1,433 with a homeowner's exemption, up 7% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,433.00 (+7.02%) Homeowner's exemption	$141,386 (+2.9%)	$166,865 (+4.55%) Land $6,000 Building $160,865
2024	$1,339.00 (+2.76%) Homeowner's exemption	$137,401 (+3%)	$159,602 (+11.93%) Land $6,000 Building $153,602
2023	$1,303.00 (+3.49%) Homeowner's exemption	$133,399 (+3%)	$142,588 (+10.09%) Land $5,000 Building $137,588
2022	$1,259.00 Homeowner's exemption	$129,514 Land $3,500 Building $126,014	$129,514 Land $3,500 Building $126,014

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1809 Ulmer Ln in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1809 Ulmer Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
AT&T DSL	10 / 1

May also be available: Verizon.

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