1805 Ulmer Ln, Chipley, FL 32428 Property Records

Washington County property record for 1805 Ulmer Ln, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1973
Lot Size	0.192 acres (8,407 sqft)
Owner	Individual Name on File
Last Sale	$229,500 (Aug 2021)
Tax Bill	$1,726 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-0177-0003`

Property Details

APN / Parcel Number

Primary APN	`04-0177-0003`
Alternative APN	`000401770003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,518 sqft Heated Area
Gross Area	1,930 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,407 sqft (0.192 acres)
Lot Width	75 ft Width
Garage Type	Finished
Garage Area	300 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Enclosed Porch
Porch Area	212 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000401770003
Street Address	1805 ULMER LN
City	CHIPLEY
State	FL
Zip	32428-3158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #4 LOT 3 ORB 1214 P 65 BLK 0177,
Legal Range	14W
Legal Township	02N
Legal Section	36
Legal Subdivision	SUNNY HILLS
Legal Block	177
Legal Lot Number	3
Legal Unit	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1141
Census Tract	970301

Owner

1805 Ulmer Ln is owned and occupied by an individual who bought it in August 2021.

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1805 ULMER LN, CHIPLEY, FL 32428-3158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY SOUTH CU
Mar 16, 2021	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 4, 2020	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	Mar 16, 2021 · Amount on File
Deed Document Number	202167005606
Deed Book / Page	1214 / 65
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 2, 2021
Property Address	1805 ULMER LN, CHIPLEY, FL 32428-3158
Document Number	0067005606
Book / Page	1214 / 65
Map Reference	MB 2 PG 42-54
Instrument Date	Jul 30, 2021
Instrument	202167005606
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	PANHANDLE LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,606.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15013 WHITE FAWN DR, 15013, GARFIELD, AR 72732-8781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 ULMER LN, CHIPLEY, FL 32428-3158

Mortgage

Document Number	0000000067
Date	Aug 2, 2021
Instrument	1214/67

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 16, 2021
Property Address	1805 ULMER LN, CHIPLEY, FL 32428-3158
Document Number	0067001920
Book / Page	1201 / 7
Map Reference	MB 2 PG 42-54
Instrument Date	Mar 15, 2021
Instrument	202167001920
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 376, WAUSAU, FL 32463-0376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15013 WHITE FAWN DR, GARFIELD, AR 72732-8781

Mortgage

Document Number	0000000009
Date	Mar 16, 2021
Instrument	1201/9

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2020: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 4, 2020
Property Address	1805 ULMER LN, CHIPLEY, FL 32428-3158
Document Number	0067001062
Book / Page	001168 / 000821
Instrument Date	Jan 28, 2020
Instrument	67001062
Transaction Type	Foreclosure
Record Updated	Feb 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$211.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 376 WAUSAU FL 324630376, WAUSAU, FL 32463-0376

Tax Assessment & Valuation

The 2025 property tax bill for 1805 Ulmer Ln was $1,726 with a homeowner's exemption, up 6.8% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,726.00 (+6.81%) Homeowner's exemption	$162,537 (+2.9%)	$193,533 (+5.6%) Land $6,000 Building $187,533
2024	$1,616.00 (+2.6%) Homeowner's exemption	$157,956 (+3%)	$183,266 (+11.91%) Land $6,000 Building $177,266
2023	$1,575.00 (+3.21%) Homeowner's exemption	$153,355 (+3%)	$163,756 (+9.99%) Land $5,000 Building $158,756
2022	$1,526.00 Homeowner's exemption	$148,888 Land $3,500 Building $145,388	$148,888 Land $3,500 Building $145,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1805 Ulmer Ln in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1805 Ulmer Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
AT&T DSL	10 / 1

May also be available: Verizon.

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