1809 River Crest Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1809 River Crest Ave, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	2,025 sqft Living Area
Lot Size	5,662 sqft (0.13 acres)
Garage	Attached, 441 sqft
Last Sale	$410,000 (2022)
Tax Bill	$6,390.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`05-26-31-0643-0001-0470`
Alternative APN	`263105064300010470`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,025 sqft Living Area
Gross Area	2,608 sqft Gross Area
1st Floor	2,025 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached Garage
Garage Area	441 sqft Garage

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1809 RIVER CREST AVE
City	SAINT CLOUD
State	FL
Zip	34771-8651
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RIVERCREST AT NARCOOSSEE PB 28 PGS 48-49 LOT 47
Legal Range	31E
Legal Township	26S
Legal Section	05
Legal Subdivision	RIVERCREST AT NARCOOSSEE
Legal Lot Number	47
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3052
Census Tract	43700

Owner

Source: Osceola County records · APN 05-26-31-0643-0001-0470

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2919 PARKFIELD RD, SAINT CLOUD, FL 34772-8999
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Married Woman as her Sole and Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Intrafamily Transfer, Transfer
Mar 28, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
May 01, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Prior Sale	May 01, 2020 · Amount on Record
Deed Doc Number	202248410
Deed Book / Page	6180 / 1625
Last Transfer Date	Apr 16, 2024
Transfer Doc	0065832879
Record Refreshed	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Apr 16, 2024
Property Address	1809 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651
Document Number	0065832879
Book / Page	6583 / 2879
Map Reference	MB 28 PGS 48 AND 49
Instrument Date	Apr 16, 2024
Instrument	2024049237
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 PARKFIELD RD, SAINT CLOUD, FL 34772-8999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2919 PARKFIELD RD, SAINT CLOUD, FL 34772-8999

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 28, 2022
Property Address	1809 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651
Document Number	0061801625
Book / Page	6180 / 1625
Map Reference	MB 28 PG 48&49
Instrument Date	Mar 22, 2022
Instrument	2022048410
Transaction Type	Transfer
Record Updated	Apr 07, 2022
Title Company	EQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7459 GATHERING LOOP, 7459, REUNION, FL 34747-3128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651

Mortgage

Document Number	0061801627
Date	Mar 28, 2022
Instrument	6180/1627

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 01, 2020
Property Address	1809 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651
Document Number	0057162673
Book / Page	005716 / 002673
Instrument Date	Apr 30, 2020
Instrument	59559
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$2,345.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	7459 GATHERING DR REUNION FL 34747, REUNION, FL 34747

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,420.00 (+0.47%)	$358,500 (+3.64%) Land $72,800 Building $285,700	$358,500 (+3.64%) Land $72,800 Building $285,700
2024	$6,390.00 (+2.52%)
2023	$6,233.00 (+17.21%)	$345,900 (+12.89%) Land $67,200 Building $278,700	$345,900 (+12.89%) Land $67,200 Building $278,700
2022	$5,318.00	$306,400 Land $60,500 Building $245,900	$306,400 Land $60,500 Building $245,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 599 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

1809 River Crest Ave, Saint Cloud, FL 34771 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2024: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on River Crest Ave

Nearby Streets

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