1805 River Crest Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1805 River Crest Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,787 sqft · built 2020
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$388,000 (Dec 2021)
Tax Bill	$3,264 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052631064300010480`

Property Details

APN / Parcel Number

Primary APN	`052631064300010480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,787 sqft Heated Area
Gross Area	2,252 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished
Porch	Open Porch
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1805 RIVER CREST AVE
City	SAINT CLOUD
State	FL
Zip	34771-8651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERCREST AT NARCOOSSEE PB 28 PGS 48-49 LOT 48
Legal Range	31E
Legal Township	26S
Legal Section	05
Legal Subdivision	RIVERCREST AT NARCOOSSEE
Legal Tract	643
Legal Lot Number	48
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3052
Census Tract	43700

Owner

Source: Osceola County records · APN 052631064300010480

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1805 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 2021 · Amount on Record
Deed Sale	Dec 09, 2021 · Amount on Record
Deed Document Number	2021189856
Deed Book / Page	6104 / 31
Record Updated	Jun 08, 2026

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 09, 2021
Property Address	1805 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651
Document Number	0061040031
Book / Page	6104 / 31
Map Reference	MB 28 PG 48&49
Instrument Date	Dec 08, 2021
Instrument	2021189856
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,716.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651

Mortgage

Document Number	0000610433
Date	Dec 09, 2021
Instrument	6104/33

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,264.00 (-43.05%) Homeowner's exemption	$225,253 (-30.18%)	$334,800 (+3.78%) Land $72,800 Building $262,000
2023	$5,731.00 (+10.62%)	$322,600 (+12.29%) Land $67,200 Building $255,400	$322,600 (+12.29%) Land $67,200 Building $255,400
2022	$5,181.00	$287,300 Land $60,500 Building $226,800	$287,300 Land $60,500 Building $226,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 599 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.