Kenton County property record for 1807 Mount Vernon Dr, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,098 sqft · built 1973 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $157,000 (Apr 2007) |
| Tax Bill | $3,111 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-10-00-224.01 |
| Primary APN | 042-10-00-224.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,098 sqft Finished Area |
| Gross Area | 2,814 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1807 MOUNT VERNON DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTICELLO HGTS SEC 6 SW 70' LOT 118 |
| Legal Subdivision | MONTICELLO HEIGHTS |
| Legal Phase | 6 |
| Legal Lot Number | 118 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 65200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1807 MOUNT VERNON DR, COVINGTON, KY 41011-3627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage CENTRAL BANK & TRUST CO |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO |
| May 1, 2017 | Grant Deed, Transfer · Conventional Mortgage CENTRAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2007 · Amount on Record |
| Deed Sale | Apr 2, 2007 · Amount on Record |
| Deed Document Number | 200704 02 059 00145 |
| Deed Book / Page | 3342 / 66 |
| Prior Transfer Date | Mar 5, 2004 |
| Prior Transfer Doc | 0331059003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1807 MOUNT VERNON DR, COVINGTON, KY 41011-3627 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1807 MOUNT VERNON DR, FT MITCHELL, KY 41011-3627 |
| Document Number | 0005900229 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 271/790 |
| Instrument | 21091505900229 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Aug 30, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1807 MOUNT VERNON DR, COVINGTON, KY 41011-3627 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900134 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 207/384 |
| Instrument | 21042605900134 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 1, 2017 |
| Property Address | 1807 MOUNT VERNON DR, COVINGTON, KY 41011-3627 |
| Document Number | 0000000135 |
| Book / Page | 0C6148 / 000031 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 135 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1807 MOUNT VERNON DR COVINGTON KY 410113627, COVINGTON, KY 41011-3627 |
| Document Number | 136 |
|---|---|
| Date | May 1, 2017 |
| Book Page | 0C6148/000034 |
| Instrument | 136 |
| Name | CENTRAL BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,000 (-) Land $55,000 Building $259,000 | $314,000 (-) Land $55,000 Building $259,000 | |
| 2025 | $3,111.00 (+14.46%) | $314,000 (+23.14%) Land $55,000 Building $259,000 | $314,000 (+23.14%) Land $55,000 Building $259,000 |
| 2023 | $2,718.00 | $255,000 Land $45,000 Building $210,000 | $255,000 Land $45,000 Building $210,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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