Hillsborough County property record for 1809 Laurel Oak Dr, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,147 sqft · built 1985 |
| Lot Size | 0.473 acres (20,611 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,000 (Sep 2011) |
| Tax Bill | $2,762 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086682-4264 |
| Primary APN | 086682-4264 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,147 sqft Living Area |
| Gross Area | 3,089 sqft |
| 1st Floor Area | 2,147 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Mansion |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,611 sqft (0.473 acres) |
| Lot Dimensions | 141 ft deep x 96 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 480 sqft |
| Patio Area | 434 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0866824264 |
|---|---|
| Street Address | 1809 LAUREL OAK DR |
| City | VALRICO |
| State | FL |
| Zip | 33596-5220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | BUCKHORN GOLF CLUB ESTATES PHASE 1 UNIT 2 LOT 5 BLOCK 2 |
| Legal Range | 21E |
| Legal Township | 29S |
| Legal Section | 31 |
| Legal Subdivision | BUCKHORN GOLF CLUB ESTATES PHASE 1 UNIT |
| Legal Phase | 1 |
| Legal Tract | 33M |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Legal Unit | 2 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13206 |
1809 Laurel Oak Dr is owned and occupied by two individuals who bought it in September 2011.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1809 LAUREL OAK DR, VALRICO, FL 33596-5220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Oct 27, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2011 · Amount on File |
| Deed Sale | Sep 23, 2011 · Amount on File |
| Prior Sale | Apr 7, 2011 · Amount on File |
| Deed Document Number | 2011309772 |
| Deed Book / Page | 20718 / 1772 |
| Prior Transfer Date | Mar 11, 2011 |
| Prior Transfer Doc | 0000117651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 1809 LAUREL OAK DR, VALRICO, FL 33596-5220 |
| Document Number | 0000156009 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026156009 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1809 LAUREL OAK DR, VALRICO, FL 33596-5220 |
| Investor | Possibly a Property Investor |
| Document Number | 0000156009, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026156009 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1809 LAUREL OAK DR, VALRICO, FL 33596-5220 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2021080576 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021080576 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1809 LAUREL OAK DR, VALRICO, FL 33596-5220 |
| Document Number | 0270940504 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1809 LAUREL OAK DR #OR VALRICO FL 335965220, OR, VALRICO, FL 33596-5220 |
| Document Number | 0270940504 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 027094/000504 |
| Instrument | 482456 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1809 LAUREL OAK DR, VALRICO, FL 33596-5220 |
| Document Number | 0261851928 |
| Instrument Date | Oct 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1809 LAUREL OAK DR VALRICO FL 335965220, VALRICO, FL 33596-5220 |
| Document Number | 0261851928 |
|---|---|
| Date | Nov 3, 2018 |
| Book Page | 026185/001928 |
| Instrument | 447854 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2048 |
The 2025 property tax bill for 1809 Laurel Oak Dr was $2,762 with a homeowner's exemption, up 9.9% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,267 (+2.7%) | $264,540 (+5.8%) Land $99,408 Building $165,132 | |
| 2025 | $2,762.00 (+9.91%) Homeowner's exemption | $154,106 | $250,027 Land $99,408 Building $150,619 |
| 2024 | $2,513.00 (+4.62%) | ||
| 2023 | $2,402.00 (+7.04%) Homeowner's exemption | $145,401 (+3%) | $270,837 (-2.81%) Land $93,561 Building $177,276 |
| 2022 | $2,244.00 Homeowner's exemption | $141,166 | $278,666 Land $93,561 Building $185,105 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1809 Laurel Oak Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (1998–2024) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1809 Laurel Oak Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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