1805 Laurel Oak Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 1805 Laurel Oak Dr, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,253 sqft · built 1979
Lot Size0.298 acres (12,992 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Mar 2007)
Tax Bill$2,651 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN086682-4260

Property Details

APN / Parcel Number

Primary APN086682-4260
Alternative APN
  • U31292133M000002000030

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,253 sqft Living Area
Gross Area3,416 sqft
1st Floor Area2,253 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2002
Architectural StyleMansion
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,992 sqft (0.298 acres)
Lot Dimensions130 ft deep x 100 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area635 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0866824260
Street Address1805 LAUREL OAK DR
CityVALRICO
StateFL
Zip33596-5220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionBUCKHORN GOLF CLUB ESTATES PHASE 1 UNIT 2 LOT 3 BLOCK 2
Legal Range21E
Legal Township29S
Legal Section31
Legal SubdivisionBUCKHORN GOLF CLUB ESTATES PHASE 1 UNIT
Legal Phase1
Legal Tract33M
Legal Block2
Legal Lot Number3
Legal Unit2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1001
Census Tract13206

Owner

1805 Laurel Oak Dr is owned and occupied by two individuals who bought it in March 2007.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1805 LAUREL OAK DR, VALRICO, FL 33596-5220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
USF FCU
Feb 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2007 · Amount on File
Deed SaleMar 15, 2007 · Amount on File
Prior SaleJun 28, 2005 · Amount on File
Deed Document Number2007129643
Deed Book / Page17570 / 1932
Prior Transfer DateJul 28, 1994
Prior Transfer Doc7536000789
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1805 LAUREL OAK DR, VALRICO, FL 33596-5220
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1805 LAUREL OAK DR, VALRICO, FL 33596-5220

Mortgage

Document Number0000083150
DateFeb 18, 2021
Instrument2021083150
Lender
NameUSF FCU
TypeCredit Union
AddressTAMPA, FL 33612
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueMar 1, 2041

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1805 LAUREL OAK DR, VALRICO, FL 33596-5220
Transaction TypeMortgage
Record UpdatedJul 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055880
DateFeb 10, 2017
Book Page24725/1951
Instrument2017055880
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1805 Laurel Oak Dr was $2,651 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$149,413 (+2.7%)$259,657 (-0.89%) Land $107,185 Building $152,472
2025$2,651.00 Homeowner's exemption$145,485$261,998 Land $107,185 Building $154,813
2023$2,306.00 (+7.31%) Homeowner's exemption$137,267 (+3%)$283,159 (-2.76%) Land $100,880 Building $182,279
2022$2,149.00 Homeowner's exemption$133,269$291,207 Land $100,880 Building $190,327

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1805 Laurel Oak Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims10 (1998–2024)
Claims Outside the SFHA10 of 10
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1805 Laurel Oak Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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