1805 James Downey Rd, Independence, MO 64057 Property Records

Jackson County property record for 1805 James Downey Rd, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1952
Lot Size	0.503 acres (21,924 sqft)
Owner	2 Individual Names on File
Last Sale	$233,415 (Apr 2021)
Tax Bill	$2,585 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-330-13-02`

Property Details

APN / Parcel Number

Primary APN	`25-330-13-02`
Alternative APNs	`25-330-13-02-00-0-00-000` `25330130200000001` `769506`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Flooring	Carpet

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,924 sqft (0.503 acres)
Lot Dimensions	121 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	769506
Street Address	1805 JAMES DOWNEY RD
City	INDEPENDENCE
State	MO
Zip	64057-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAYTON PLACE LOT 145
Legal Subdivision	STAYTON PLACE
Legal Block	2
Legal Lot Number	145
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2005
Census Tract	11408

Owner

1805 James Downey Rd is owned and occupied by two individuals who bought it in April 2021.

Source: Jackson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1805 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 28, 2019	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2021 · Amount on File
Deed Sale	Apr 2, 2021 · Amount on File
Prior Sale	Feb 28, 2019 · Amount on File
Deed Document Number	202135238
Prior Transfer Date	Jan 5, 2012
Prior Transfer Doc	0000E01243
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 2, 2021
Property Address	1805 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1051
Document Number	00E0035238
Instrument Date	Mar 31, 2021
Instrument	2021E0035238
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1051

Mortgage

Document Number	00E0035239
Date	Apr 2, 2021
Instrument	2021E0035239

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 28, 2019
Property Address	1805 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1051
Document Number	0000E14099
Instrument Date	Feb 28, 2019
Instrument	14099E
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	ALPHA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1805 JAMES DOWNEY RD INDEPENDENCE MO 640571051, INDEPENDENCE, MO 64057-1051

Mortgage

Document Number	E14397
Date	Feb 28, 2019
Instrument	14397E

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1805 James Downey Rd was $2,585, down 4.5% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,184 (-) Land $8,092 Building $28,092	$190,440 (-)
2025	$2,585.00 (-4.51%)	$36,184 Land $8,092 Building $28,092	$190,440
2024	$2,707.00 (+2.34%)
2023	$2,645.00	$39,076 Land $6,337 Building $32,739	$205,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1805 James Downey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1805 James Downey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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