1809 E North Bear Creek Dr, Merced, CA 95340 Property Records

Merced County property record for 1809 E North Bear Creek Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,625 sqft · built 1961
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Sep 2017)
Tax Bill	$7,751 (2025)
Deeds & Mortgages	Jun 2018 Mortgage May 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`008-154-003-000`

Property Details

APN / Parcel Number

Primary APN	`008-154-003-000`
Alternative APN	`008-154-003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,625 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	2,660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	8 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Patio Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	008-154-003
Street Address	1809 E NORTH BEAR CREEK DR
City	MERCED
State	CA
Zip	95340-2659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 1 PM 114-16 (BRAD#2 POR LOT 84) SEC 21/7/14
Legal Subdivision	BRADLEYS ADD 2
Legal Lot Number	84
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4019
Census Tract	1200

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1809 E NORTH BEAR CREEK DR, MERCED, CA 95340-2659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2018	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 16, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 1, 2019	Deed of Trust, Mortgage QUICKEN LNS
Sep 27, 2017	Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG
Nov 20, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Sep 28, 2017	Grant Deed, Transfer · VA Mortgage NATIONS LNDG
Nov 20, 2017	Quit Claim Deed FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	201731706
Prior Transfer Date	Sep 25, 2017
Prior Transfer Doc	0000039428
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1809 E NORTH BEAR CREEK DR, MERCED, CA 95340-2659
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018574
Date	Jun 20, 2018
Instrument	2018018574

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1809 E NORTH BEAR CREEK DR, MERCED, CA 95340-2659
Document Number	0000016400
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1809 E NORTH BEAR CREEK DR MERCED CA 953402659, MERCED, CA 95340-2659

Mortgage

Document Number	0000016400
Date	May 22, 2020
Instrument	16400

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1809 E NORTH BEAR CREEK DR, MERCED, CA 95340-2659
Document Number	0000013831
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1809 E NORTH BEAR CREEK DR MERCED CA 953402659, MERCED, CA 95340-2659

Mortgage

Document Number	0000013831
Date	May 15, 2019
Instrument	13831

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 14, 2034

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1809 E NORTH BEAR CREEK DR, MERCED, CA 95340-2659
Document Number	0000039430
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1809 E NORTH BEAR CREEK DR MERCED CA 953402659, MERCED, CA 95340-2659

Mortgage

Document Number	0000039430
Date	Nov 20, 2017
Instrument	39430

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Nov 20, 2017
Property Address	1809 E NORTH BEAR CREEK DR, MERCED, CA 95340-2659
Document Number	0000039428
Instrument Date	Sep 25, 2017
Instrument	39428
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 311 LOS BANOS CA 936350311, LOS BANOS, CA 93635-0311

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 28, 2017
Property Address	1809 E NORTH BEAR CREEK DR, MERCED, CA 95340-2659
Document Number	0000031706
Instrument Date	Sep 25, 2017
Instrument	31706
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1809 E NORTH BEAR CREEK DR MERCED CA 953402659, MERCED, CA 95340-2659

Mortgage

Document Number	31707
Date	Sep 28, 2017
Instrument	31707

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

November 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Nov 20, 2017
Property Address	1809 E NORTH BEAR CREEK DR, MERCED, CA 95340-2659
Document Number	0000039429
Instrument Date	Sep 25, 2017
Instrument	39429
Record Updated	Dec 4, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1809 E NORTH BEAR CREEK DR MERCED CA 953402659, MERCED, CA 95340-2659

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$719,039 (+2%) Land $174,084 Building $544,955
2025	$7,751.00 (+13.45%) Homeowner's exemption	$704,941 (+9.96%) Land $170,671 Building $534,270
2023	$6,832.00 (+1.47%) Homeowner's exemption	$641,099 Land $164,045 Building $477,054
2022	$6,733.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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