Bay County property record for 1809 Discovery Loop, Panama City, FL 32405 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,710 sqft Living Area |
| Lot Size | 4,965 sqft (0.114 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $298,442 (2019) |
| Tax Bill | $3,323.00 (2024) |
| Primary APN | 11731-200-036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,710 sqft Living Area |
| 1st Floor | 1,710 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Other Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 4,965 sqft (0.114 acres) |
| Depth X Width | 113 ft x 45 ft Depth x Width |
| Driveway | Driveway |
| Driveway Area | 45 sqft Driveway |
| Garage Type | Detached Garage |
| Garage Area | 484 sqft Garage |
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1809 DISCOVERY LOOP |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-2947 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SWEETBAY PHASE 1B LOT 163 ORB 4242 P 1896 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 19 |
| Legal Subdivision | SWEETBAY PHASE 1B |
| Legal Phase | 1B |
| Legal Lot Number | 163 |
| Jurisdiction | BAY FL |
| Minor Civil Division | PANAMA CITY |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 1501 |
Source: Bay County records · APN 11731-200-036
Assessment roll updated January 5, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1809 DISCOVERY LOOP, PANAMA CITY, FL 32405-2947 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 15, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 26, 2019 | Warranty Deed, Subdivision Related Transfer SETCO SERVICES LLC, SETCO SVCS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 26, 2019 · Amount on Record |
| Deed Sale | Feb 26, 2019 · Amount on Record |
| Deed Doc Number | 201921766 |
| Deed Book / Page | 4094 / 992 |
| Last Transfer Date | Apr 14, 2020 |
| Transfer Doc | 0042421896 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 15, 2020 |
| Property Address | 1809 DISCOVERY LOOP, PANAMA CITY, FL 32405-2947 |
| Document Number | 0042421896 |
| Book / Page | 004242 / 001896 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 26042 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1809 DISCOVERY LOOP PANAMA CITY FL 324052947, PANAMA CITY, FL 32405-2947 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 26, 2019 |
| Property Address | 1809 DISCOVERY LOOP, PANAMA CITY, FL 32405-2947 |
| Document Number | 0040940992 |
| Book / Page | 004094 / 000992 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 21766 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 22, 2019 |
| Title Company | SETCO SERVICES LLC, SETCO SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,089.09 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1809 DISCOVERY LOOP PANAMA CITY FL 324052947, PANAMA CITY, FL 32405-2947 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,282.00 (-1.23%) Homeowner's exemption | $249,854 (+5.99%) | $347,797 (+18.16%) Land $66,300 Building $281,497 |
| 2024 | $3,323.00 (-6.55%) | ||
| 2023 | $3,556.00 (+5.58%) Homeowner's exemption | $235,740 (+3%) | $294,343 (+12.16%) Land $56,265 Building $238,078 |
| 2022 | $3,368.00 Homeowner's exemption | $228,874 | $262,440 Land $51,700 Building $210,740 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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