Bay County property record for 1801 Discovery Loop, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,745 sqft · built 2019 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Mar 2021) |
| Tax Bill | $4,265 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer Mar 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11731-200-034 |
| Primary APN | 11731-200-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,745 sqft Living Area |
| 1st Floor Area | 1,745 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 114 ft deep x 52 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Driveway Area | 20 sqft |
| Porch | Open Porch |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1801 DISCOVERY LOOP |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-2947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SWEETBAY PHASE 1B LOT 161 ORB 4495 P 1323 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 19 |
| Legal Subdivision | SWEETBAY PHASE 1B |
| Legal Phase | 1B |
| Legal Lot Number | 161 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 1501 |
Source: Bay County records · APN 11731-200-034
Assessment roll updated January 5, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1801 DISCOVERY LOOP, PANAMA CITY, FL 32405-2947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 07, 2021 | Intrafamily Transfer, Transfer EQUITRUST TITLE COMPANY |
| Mar 19, 2021 | Warranty Deed, Transfer EQUITRUST TITLE COMPANY |
| Jan 30, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ARMY AVIATION CENTER FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2021 · Amount on Record |
| Deed Sale | Mar 19, 2021 · Amount on Record |
| Prior Sale | Jan 30, 2019 · Amount on Record |
| Deed Document Number | 202120117 |
| Deed Book / Page | 4378 / 1682 |
| Last Transfer Date | Nov 22, 2021 |
| Transfer Doc | 0044951323 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 07, 2021 |
| Property Address | 1801 DISCOVERY LOOP, PANAMA CITY, FL 32405-2947 |
| Document Number | 0044951323 |
| Book / Page | 4495 / 1323 |
| Map Reference | MB 25 PG 88 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021092561 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | EQUITRUST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 37135 N CREMONA AVE, LAKE VILLA, IL 60046-7731 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 19, 2021 |
| Property Address | 1801 DISCOVERY LOOP, PANAMA CITY, FL 32405-2947 |
| Document Number | 0043781682 |
| Book / Page | 4378 / 1682 |
| Map Reference | MB 25 PG 88 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021020117 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | EQUITRUST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 COREY DR, 206, DOTHAN, AL 36305-9737 |
| Name | Verified Name |
|---|---|
| Address | 37135 N CREMONA AVE, LAKE VILLA, IL 60046-7731 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 30, 2019 |
| Property Address | 1801 DISCOVERY LOOP, PANAMA CITY, FL 32405-2947 |
| Document Number | 0040841252 |
| Book / Page | 4084 / 1252 |
| Map Reference | MB 25 PG 88 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 2019011560 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,111.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1930 WRIGHT PL # 220, 1930, CARLSBAD, CA 92008-6528 |
| Name | Verified Name |
|---|---|
| Address | 1801 DISCOVERY LOOP, PANAMA CITY, FL 32405-2947 |
| Document Number | 2019011561 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 2019011561 |
| Name | ARMY AVIATION CENTER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2034 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,265.00 (-0.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $317,076 (+5.99%) | $387,458 (+18.63%) Land $66,300 Building $321,158 |
| 2024 | $4,274.00 (-5.71%) | ||
| 2023 | $4,533.00 (+7.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $299,165 (+3%) | $326,620 (+12.45%) Land $56,265 Building $270,355 |
| 2022 | $4,226.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $290,451 Land $51,700 Building $238,751 | $290,451 Land $51,700 Building $238,751 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 300 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 154 (1984–2022) |
| Claims Outside the SFHA | 16 of 154 |
| Most Recent Claim | May 2022 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 193 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures