1809 Bainsbridge St, Howell, MI 48855 Property Records

Livingston County property record for 1809 Bainsbridge St, Howell, MI 48855

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,780 sqft
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on File
Tax Bill	$6,127 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-26-201-045`

Property Details

APN / Parcel Number

Primary APN	`17-26-201-045`
Alternative APN	`471726201045`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,780 sqft Living Area
1st Floor Area	730 sqft
Basement Area	730 sqft

Exterior

Lot Area	5,401 sqft (0.124 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1809 BAINSBRIDGE ST
City	HOWELL
State	MI
Zip	48855-6814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SEC. 26, T3N-R4E, CITY OF HOWELL, TOWN COMMONS, UNIT 45
Legal Range	04E
Legal Township	03N
Legal Section	26
Legal Subdivision	CITY OF HOWELL TOWN COMMONS
Legal Tract	725000
Legal Unit	45
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3000
Census Tract	725000

Owner

1809 Bainsbridge St is owned and occupied by an individual who acquired it in August 2025.

Source: Livingston County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1809 BAINSBRIDGE ST, HOWELL, MI 48855-6814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK
Apr 26, 2022	Warranty Deed, Transfer RELIANT TITLE SERVICES INC
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Oct 1, 2019	Quit Claim Deed, Transfer BELL TITLE
Oct 1, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI PNC BK
Aug 5, 2019	Loan Modification, Mortgage HORIZON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2025
Deed Sale	Aug 14, 2025
Prior Sale	Apr 26, 2022 · Amount on File
Deed Document Number	202516111
Prior Transfer Date	Sep 16, 2019
Prior Transfer Doc	0000026360
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1809 BAINSBRIDGE ST, HOWELL, MI 48855-6814
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 RAVENSDALE PL, GALLOWAY, OH 43119-8103

Mortgage

Document Number	0000009494
Date	Apr 1, 2022
Instrument	2022R-009494

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Apr 26, 2022
Property Address	1809 BAINSBRIDGE ST, HOWELL, MI 48855-6814
Document Number	0000012442
Map Reference	LB 3092 PG 899
Instrument Date	Apr 4, 2022
Instrument	2022R-012442
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	RELIANT TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1809 BAINSBRIDGE ST, 1809, HOWELL, MI 48855-6814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 RAVENSDALE PL, GALLOWAY, OH 43119-8103

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1809 BAINSBRIDGE ST, HOWELL, MI 48855-6814
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 BAINSBRIDGE ST, HOWELL, MI 48855-6814

Mortgage

Document Number	2021R027738
Date	Jun 29, 2021
Instrument	2021R-027738

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Oct 1, 2019
Property Address	1809 BAINSBRIDGE ST, HOWELL, MI 48855-6814
Document Number	0000026360
Instrument Date	Sep 16, 2019
Instrument	26360
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	BELL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1650 KENDALE BLVD #200 EAST LANSING MI 488232076, 200, EAST LANSING, MI 48823-2076

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Oct 1, 2019
Property Address	1809 BAINSBRIDGE ST, HOWELL, MI 48855-6814
Document Number	0000026361
Instrument Date	Sep 16, 2019
Instrument	26361
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2019
Title Company	BELL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,253.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9015 HOGAN RD FENTON MI 484309673, FENTON, MI 48430-9673

Mortgage

Document Number	26233
Date	Oct 1, 2019
Instrument	26233

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LIVINGSTON MI
Recording Date	Aug 5, 2019
Property Address	1809 BAINSBRIDGE ST, HOWELL, MI 48855-6814
Instrument Date	Jul 25, 2019
Instrument	20034
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1815 BAINSBRIDGE ST HOWELL MI 488556814, HOWELL, MI 48855-6814

Mortgage

Document Number	0000020034
Date	Aug 5, 2019
Instrument	20034

Lender

Name	HORIZON BK
Type	Bank
Address	5710 EASTMAN AVE, MIDLAND, MI 48640-2564

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1809 Bainsbridge St was $6,127 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
Municipality	Howell City
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,100	$372,200
2025	$6,127.00
2023		$148,600
2021			$297,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1809 Bainsbridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1809 Bainsbridge St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWELL serves 9,914 people · EPA ID MI0003250
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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