1808 Ross Ave, Waco, TX 76706 Property Records

McLennan County property record for 1808 Ross Ave, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,150 sqft · built 1919
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on Record
Tax Bill	$218 (2025)
Deeds & Mortgages	Mar 2021 Sale Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-009100-008000-2`

Property Details

APN / Parcel Number

Primary APN	`48-009100-008000-2`
Alternative APNs	`4800910000800020111` `168413`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft
Flooring	Wood

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1980
Exterior Material	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	153 ft deep x 51 ft wide
Garage Type	Carport
Garage Area	792 sqft
Carport	Carport
Carport Area	792 sqft
Driveway	Concrete Driveway
Driveway Area	5,800 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1808 ROSS AVE
City	WACO
State	TX
Zip	76706-1862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	CITIZENS LOT 11 BLOCK D ACRES .1791
Legal Subdivision	CITIZENS
Legal Block	D
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3015
Census Tract	598

Owner

Source: McLennan County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1808 ROSS AVE, WACO, TX 76706-1862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Warranty Deed, Transfer
Aug 21, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/CTRL TX
Feb 20, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/CTRL TX
Jul 15, 2019	Loan Modification, Mortgage ALLIANCE BK CTRL TX
Oct 15, 2018	Loan Modification, Mortgage ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2021
Deed Sale	Mar 26, 2021
Deed Document Number	202111110
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 26, 2021
Property Address	1808 ROSS AVE, WACO, TX 76706-1862
Document Number	0000011110
Map Reference	VOL 170 PG 58
Instrument Date	Mar 23, 2021
Instrument	2021011110
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 ROSS AVE, WACO, TX 76706-1862

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1808 ROSS AVE, WACO, TX 76706-1862
Document Number	0000029936
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1808 ROSS AVE WACO TX 767061862, WACO, TX 76706-1862

Mortgage

Document Number	0000029936
Date	Aug 27, 2020
Instrument	29936

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1808 ROSS AVE, WACO, TX 76706-1862
Document Number	0000006743
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1808 ROSS AVE WACO TX 767061862, WACO, TX 76706-1862

Mortgage

Document Number	0000006743
Date	Feb 28, 2020
Instrument	6743

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1808 ROSS AVE, WACO, TX 76706-1862
Document Number	0000023354
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1808 ROSS AVE WACO TX 767061862, WACO, TX 76706-1862

Mortgage

Document Number	0000023354
Date	Jul 16, 2019
Instrument	23354

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 15, 2022

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1808 ROSS AVE, WACO, TX 76706-1862
Document Number	0000036594
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1808 ROSS AVE WACO TX 767061862, WACO, TX 76706-1862

Mortgage

Document Number	0000036594
Date	Oct 16, 2018
Instrument	36594

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Oct 15, 2021

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$218.00 (-4.8%) Homeowner's exemption Senior Citizen's exemption	$82,474 (-25.02%)	$134,750 (+22.5%) Land $17,400 Building $117,350
2024	$229.00 (+146.24%)
2023		$110,000 Land $17,400 Building $92,600	$110,000 Land $17,400 Building $92,600
2022	$93.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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