1808 Freeman Point Rd, Cromwell, MN 55726 Property Records

Carlton County property record for 1808 Freeman Point Rd, Cromwell, MN 55726

Property Summary

Property Type	Seasonal / Vacation Home
Lot Size	0.479 acres (20,900 sqft)
Owner	Individual Name on Record
Tax Bill	$3,086 (2026)
Deeds & Mortgages	Jan 2022 Refinance Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-270-0340`

Property Details

APN / Parcel Number

Primary APN	`90-270-0340`
Alternative APN	`33667`

Exterior

Lot Area	20,900 sqft (0.479 acres)
View / Lot	Lake/Pond

Location & Zoning

Account Number	33667
Street Address	1808 FREEMAN POINT RD
City	CROMWELL
State	MN
Zip	55726
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 17 DOC 172245 WOOD HAVEN
Legal Subdivision	WOOD HAVEN
Legal Lot Number	17
Jurisdiction	CARLTON MN
Township / Civil Division	EAGLE
Census Block Group	4
Census Block	4031
Census Tract	70600

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5070 226TH AVE NE, BETHEL, MN 55005-9223
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF MOOSE LAKE
Dec 28, 2020	Deed of Trust, Mortgage · ARM NORTHWOODS CREDIT UNION
Nov 2, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 13, 2020
Transfer Doc	0000495091
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1808 FREEMAN POINT RD, CROMWELL, MN 55726
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000504284
Date	Jan 21, 2022
Instrument	A000504284

Lender

Name	FIRST NATIONAL BANK OF MOOSE LAKE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1808 FREEMAN POINT RD, CROMWELL, MN 55726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000496132
Date	Dec 28, 2020
Instrument	A000496132

Lender

Name	NORTHWOODS CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 18, 2025
Index	Prime Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Nov 2, 2020
Property Address	1808 FREEMAN POINT RD, CROMWELL, MN 55726
Document Number	A000495091
Instrument Date	May 13, 2020
Instrument	A000495091
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5070 226TH AVE NE, BETHEL, MN 55005-9223

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Eagle Township
Unified School District	Cromwell-Wright Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,086.00 (+25.75%)
2025		$278,100 (+24.32%) Land $144,700 Building $133,400	$278,100 (+24.32%) Land $144,700 Building $133,400
2024	$2,454.00	$223,700 (+9.87%) Land $134,100 Building $89,600	$223,700 (+9.87%) Land $134,100 Building $89,600
2023	$2,454.00	$203,600 (-) Land $122,600 Building $81,000	$203,600 (-) Land $122,600 Building $81,000
2022		$203,600 Land $122,600 Building $81,000	$203,600 Land $122,600 Building $81,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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