1804 Freeman Point Rd, Cromwell, MN 55726 Property Records

Carlton County property record for 1804 Freeman Point Rd, Cromwell, MN 55726

Property Summary

Property Type	Single Family Home
Lot Size	0.481 acres (20,976 sqft)
Owner	Individual Name on File
Last Sale	$389,000 (Aug 2022)
Tax Bill	$4,340 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-270-0360`

Property Details

APN / Parcel Number

Primary APN	`90-270-0360`
Alternative APN	`33668`

Exterior

Lot Area	20,976 sqft (0.481 acres)
View / Lot	Lake/Pond

Location & Zoning

Account Number	33668
Street Address	1804 FREEMAN POINT RD
City	CROMWELL
State	MN
Zip	55726-8076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 DOCKET 302369 WOOD HAVEN
Legal Subdivision	WOOD HAVEN
Legal Lot Number	18
Jurisdiction	CARLTON MN
Township / Civil Division	EAGLE
Census Block Group	4
Census Block	4031
Census Tract	70600

Owner

1804 Freeman Point Rd is owned and occupied by an individual who bought it in August 2022.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1804 FREEMAN POINT RD, CROMWELL, MN 55726-8076
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage NORTH SHORE BANK OF COMMERCE
Nov 3, 2022	Deed of Trust, Mortgage · ARM PARK STATE BANK
Aug 24, 2022	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2022 · Amount on File
Deed Sale	Aug 22, 2022 · Amount on File
Prior Sale	Dec 1, 2011 · Amount on File
Deed Document Number	20221456950
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1804 FREEMAN POINT RD, CROMWELL, MN 55726-8076
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000523801
Date	Oct 20, 2025
Instrument	A000523801

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Amount	Amount on Record
Term	13 Months
Due	Nov 1, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1804 FREEMAN POINT RD, CROMWELL, MN 55726-8076
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000509290
Date	Nov 3, 2022
Instrument	A000509290

Lender

Name	PARK STATE BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2029
Index	1-Year CMT

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 24, 2022
Property Address	1804 FREEMAN POINT RD, CROMWELL, MN 55726-8076
Document Number	A000508038
Instrument Date	Aug 22, 2022
Instrument	A000508038
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1804 FREEMAN POINT RD, CROMWELL, MN 55726-8076

Tax Assessment & Valuation

The 2026 property tax bill for 1804 Freeman Point Rd was $4,340.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Eagle Township
Unified School District	Cromwell-Wright Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,340.00
2025		$375,400 (+16.91%) Land $154,700 Building $220,700	$375,400 (+16.91%) Land $154,700 Building $220,700
2024	$3,700.00	$321,100 (+10.23%) Land $144,100 Building $177,000	$321,100 (+10.23%) Land $144,100 Building $177,000
2023	$3,700.00	$291,300 (-) Land $132,600 Building $158,700	$291,300 (-) Land $132,600 Building $158,700
2022		$291,300 Land $132,600 Building $158,700	$291,300 Land $132,600 Building $158,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1804 Freeman Point Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1804 Freeman Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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