1808 Finis Rd, Graham, TX 76450 Property Records

Young County property record for 1808 Finis Rd, Graham, TX 76450

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,604 sqft · built 1950
Lot Size	14.7 acres (642,858 sqft)
Owner	2 Individual Names on File
Last Sale	$290,900 (Jun 2019)
Tax Bill	$3,342 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02180-0100-0000`

Property Details

APN / Parcel Number

Primary APN	`02180-0100-0000`
Alternative APN	`11983`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,604 sqft Living Area
Gross Area	5,229 sqft
1st Floor Area	1,284 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	642,858 sqft (14.7 acres)
Garage Type	Attached
Garage Area	320 sqft
Porch	Porch
Porch Area	232 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1808 FINIS RD
City	GRAHAM
State	TX
Zip	76450-6515
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W C TRUE 96 - A 2180 14.758 ACRES
Legal Subdivision	W C TRUE SURVEY ABSTRACT NO 210
Legal Block	100
Jurisdiction	YOUNG TX
Township / Civil Division	GRAHAM
Census Block Group	2
Census Block	2019
Census Tract	950401

Owner

1808 Finis Rd, a rural home, is owned and occupied by two individuals who bought it in June 2019.

Source: Young County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1808 FINIS RD, GRAHAM, TX 76450-6515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 7, 2019	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2019 · Amount on File
Deed Sale	Jun 7, 2019 · Amount on File
Prior Sale	Jul 1, 2011 · Amount on File
Deed Document Number	20191450
Prior Transfer Date	Jun 6, 2019
Prior Transfer Doc	0000001450
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOUNG TX
Property Address	1808 FINIS RD, GRAHAM, TX 76450-6515
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021000723
Date	Mar 12, 2021
Instrument	21000723

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	YOUNG TX
Recording Date	Jun 7, 2019
Property Address	1808 FINIS RD, GRAHAM, TX 76450-6515
Document Number	19001450
Map Reference	VOL 588 PG 544
Instrument Date	Jun 6, 2019
Instrument	19001450
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE, BRAZOS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 COBB CREEK RD, 1001, GEORGETOWN, TX 78633-5495

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 FINIS RD, GRAHAM, TX 76450-6515

Mortgage

Document Number	19001451
Date	Jun 7, 2019
Instrument	19001451

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1808 Finis Rd was $3,342 with a homeowner's exemption, up 56.8% from the year before.

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Young County
Unified School District	Graham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,342.00 (+56.83%) Homeowner's exemption	$176,760 (-50.37%)	$361,630 (+1.54%) Land $199,230 Building $162,400
2025	$2,131.00 Homeowner's exemption Additional exemption filed	$356,130 Land $199,230 Building $156,900	$356,130 Land $199,230 Building $156,900
2023		$152,088	$277,140 Land $134,620 Building $142,520
2022	$2,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1808 Finis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1808 Finis Rd is high, ranking above 84% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 80% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BELKNAP WSC serves 8,070 people · EPA ID TX2520007
Water Source	Purchased surface water from CITY OF GRAHAM
Last State Inspection	Apr 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
New Source Broadband Fixed Wireless	100 / 50

May also be available: AT&T, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Finis Rd

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