1685 Finis Rd, Graham, TX 76450 Property Records

Young County property record for 1685 Finis Rd, Graham, TX 76450

Property Summary

Property Type	Rural Home
Details	2,520 sqft · built 2019
Lot Size	34.9 acres (1,523,729 sqft)
Owner	2 Trust Names on File
Last Sale	$143,800 (Feb 2017)
Tax Bill	$7,940 (2026)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01455-0000-0001`

Property Details

APN / Parcel Number

Primary APN	`01455-0000-0001`
Alternative APN	`7054`

Interior

Building Area	2,520 sqft Living Area
Gross Area	5,850 sqft
1st Floor Area	2,520 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	1,523,729 sqft (34.9 acres)
Garage Type	Attached
Garage Area	652 sqft
Porch	Porch
Porch Area	242 sqft
Patio Area	36 sqft

Location & Zoning

Street Address	1685 FINIS RD
City	GRAHAM
State	TX
Zip	76450-6890
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	95 C HARMON - A-1455
Legal Subdivision	C HARMON SURVEY ABSTRACT NO 1455
Jurisdiction	YOUNG TX
Township / Civil Division	GRAHAM
Census Block Group	2
Census Block	2018
Census Tract	950401

Owner

1685 Finis Rd, a rural home, is owner-occupied and held in a trust since February 2017.

Source: Young County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 1471, GRAHAM, TX 76450-7471
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2017 · Amount on File
Deed Sale	Feb 7, 2017 · Amount on File
Prior Sale	Sep 9, 2013 · Amount on File
Deed Document Number	2017354
Prior Transfer Date	Feb 6, 2017
Prior Transfer Doc	0000000354
Record Updated	Oct 29, 2026

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	YOUNG TX
Recording Date	Feb 7, 2017
Property Address	1685 FINIS RD, GRAHAM, TX 76450-6890
Document Number	0017000354
Map Reference	VOL 1143 PG 635
Instrument Date	Feb 6, 2017
Instrument	17000354
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	LYON COUNTY TITLE, YOUNG COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 CHERRY ST, 907, GRAHAM, TX 76450-3507

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2802 WOODLAND HILLS DR, GRAPEVINE, TX 76051-6430

Mortgage

Document Number	0017000355
Date	Feb 7, 2017
Instrument	17000355

Lender

Name	STATE SAVINGS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 1685 Finis Rd was $7,940 with exemptions applied, up 95.5% from the year before.

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Young County
Unified School District	Graham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,940.00 (+95.47%) Homeowner's exemption Senior Citizen's exemption	$419,990 (-43.08%)	$723,680 (-1.93%) Land $314,820 Building $408,860
2025	$4,062.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$737,890 Land $332,310 Building $405,580	$737,890 Land $332,310 Building $405,580
2023		$352,433	$714,830 Land $355,100 Building $359,730
2022	$6,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1685 Finis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1685 Finis Rd is high, ranking above 85% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 81% of Texas
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BELKNAP WSC serves 8,070 people · EPA ID TX2520007
Water Source	Purchased surface water from CITY OF GRAHAM
Last State Inspection	Apr 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
New Source Broadband Fixed Wireless	100 / 50

May also be available: AT&T.

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