1807 Silver Oak Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 1807 Silver Oak Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,383 sqft · built 2017
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,594 (Mar 2023)
Tax Bill	$7,450 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2824-003-00009`

Property Details

APN / Parcel Number

Primary APN	`2824-003-00009`
Alternative APN	`76798`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,383 sqft Living Area
Gross Area	3,031 sqft
1st Floor Area	1,383 sqft
2nd Floor Area	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,001 sqft (0.115 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2824-003-00009
Street Address	1807 SILVER OAK DR
City	GAINESVILLE
State	TX
Zip	76240-5952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINTAGE SQUARE; BLOCK 3; LOT 9
Legal Subdivision	VINTAGE SQUARE
Legal Block	3
Legal Lot Number	9
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3003
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1807 SILVER OAK DR, GAINESVILLE, TX 76240-5952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Vendor's Lien, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
	Deed of Trust, Mortgage
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
May 15, 2018	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	May 15, 2018 · Amount on Record
Deed Document Number	20231970
Deed Book / Page	2569 / 825
Record Updated	Oct 29, 2026

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 24, 2023
Property Address	1807 SILVER OAK DR, GAINESVILLE, TX 76240-5952
Document Number	002569/825
Book / Page	2569 / 825
Map Reference	CAB B SL 238
Instrument Date	Mar 24, 2023
Instrument	2023-1970
Transaction Type	Transfer
Record Updated	Apr 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1607 GOODNIGHT TRL, KRUM, TX 76249-1544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1807 SILVER OAK DR, GAINESVILLE, TX 76240-5952

Mortgage

Document Number	0020231971
Date	Mar 24, 2023
Instrument	2023-1971

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1807 SILVER OAK DR, GAINESVILLE, TX 76240-5952
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1807 SILVER OAK DR, GAINESVILLE, TX 76240-5952
Transaction Type	Mortgage
Record Updated	Jun 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2333/562
Date	May 29, 2020
Book Page	2333/562
Instrument	2020-03841

Lender

Name	FIRST STATE BANK
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 15, 2018
Property Address	1807 SILVER OAK DR, GAINESVILLE, TX 76240-5952
Document Number	2194/144
Book / Page	2194 / 144
Map Reference	CAB B SL 238
Instrument Date	May 15, 2018
Instrument	2018-83060
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3045 LACKLAND RD, 3045, FORT WORTH, TX 76116-4121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1807 SILVER OAK DR, GAINESVILLE, TX 76240-5952

Mortgage

Document Number	201883061
Date	May 15, 2018
Instrument	2018-83061

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,450.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$356,103 (-) Land $49,500 Building $306,603	$356,103 (-) Land $49,500 Building $306,603
2025	$7,450.00 (+571.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$356,103 (+15.55%) Land $49,500 Building $306,603	$356,103 (-0.68%) Land $49,500 Building $306,603
2023	$1,109.00 (-80.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$308,194 Land $45,000 Building $313,554	$358,554 Land $45,000 Building $313,554
2022	$5,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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