1806 Silver Oak Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 1806 Silver Oak Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,859 sqft · built 2017
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jan 2021)
Tax Bill	$6,460 (2026)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2824-004-00017`

Property Details

APN / Parcel Number

Primary APN	`2824-004-00017`
Alternative APN	`76822`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,859 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	1,859 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,502 sqft (0.126 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2824-004-00017
Street Address	1806 SILVER OAK DR
City	GAINESVILLE
State	TX
Zip	76240-5951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINTAGE SQUARE; BLOCK 4; LOT 17
Legal Subdivision	VINTAGE SQUARE
Legal Block	4
Legal Lot Number	17
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3002
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1806 SILVER OAK DR, GAINESVILLE, TX 76240-5951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Vendor's Lien, Transfer · Conventional Mortgage INTEGRITY MORTGAGE CORPORATION OF T
May 1, 2020	Vendor's Lien, Transfer · FHA Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	May 1, 2020 · Amount on Record
Deed Document Number	2021790
Deed Book / Page	2393 / 45
Prior Transfer Date	Jan 26, 2021
Prior Transfer Doc	2393/45
Record Updated	Oct 29, 2026

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jan 27, 2021
Property Address	1806 SILVER OAK DR, GAINESVILLE, TX 76240-5951
Document Number	2393/45
Book / Page	2393 / 45
Map Reference	CAB B SL 238
Instrument Date	Jan 26, 2021
Instrument	2021-00790
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 SILVER OAK DR, GAINESVILLE, TX 76240-5951

Mortgage

Document Number	202100791
Date	Jan 27, 2021
Instrument	2021-00791

Lender

Name	INTEGRITY MORTGAGE CORPORATION OF T
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 1, 2020
Property Address	1806 SILVER OAK DR, GAINESVILLE, TX 76240-5951
Document Number	2327/84
Book / Page	2327 / 84
Map Reference	CAB B SL 238
Instrument Date	Apr 30, 2020
Instrument	2020-03021
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1201 YOUNG BEND RD, 1201, BROCK, TX 76087-8154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 SILVER OAK DR, GAINESVILLE, TX 76240-5951

Mortgage

Document Number	202003022
Date	May 1, 2020
Instrument	2020-03022

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,460.00 (+27.59%) Homeowner's exemption	$308,785 (-) Land $49,500 Building $259,285	$308,785 (-) Land $49,500 Building $259,285
2025	$5,063.00 (-3.6%) Homeowner's exemption	$308,785 (+1.09%) Land $49,500 Building $259,285	$308,785 (+1.09%) Land $49,500 Building $259,285
2024	$5,252.00 (-18.55%)
2023		$305,443 Land $45,000 Building $260,443	$305,443 Land $45,000 Building $260,443
2022	$6,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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