1807 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 1807 Garrard St, Covington, KY 41014 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1904
Square Footage1,401 sqft Finished Area
Lot Size300 sqft (0.006 acres)
OccupancyOwner Occupied
Last Sale$255,000 (2024)
Tax Bill$3,378.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-32-02-013.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,401 sqft Finished Area
Gross Area1,514 sqft Gross Area
Stories3 Stories

Exterior

Year BuiltBuilt 1904
Exterior MaterialBrick Exterior
Foundation TypeStone Foundation
Lot Area300 sqft (0.006 acres)
Depth X Width150 ft x 2 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0553202013.00
Street Address1807 GARRARD ST
CityCOVINGTON
StateKY
Zip41014-1432
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description28 1/2'X150' WS GARRARD 113.33' S 18TH W.W. SOUTHGATE SHARE 3 2ND DIV
Legal SubdivisionSOUTHGATE RICHARD
Legal Phase25
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2000
Census Tract60900

Owner

Source: Kenton County records · APN 055-32-02-013.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1807 GARRARD ST, COVINGTON, KY 41014-1432
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 09, 2024Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GENEVA FINANCIAL LLC
Jul 13, 2023Warranty Deed, Transfer
NOT AVAILABLE, EMPORA TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 09, 2024 · Amount on Record
Deed SaleApr 09, 2024 · Amount on Record
Prior SaleJul 13, 2023 · Amount on Record
Deed Doc Number0000278531
Deed Book / Page278 / 531
Record RefreshedJun 08, 2026

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateApr 09, 2024
Property Address1807 GARRARD ST, COVINGTON, KY 41014-1432
Document Number0005900153
Book / PageKC 278 / 531
Instrument DateMar 25, 2024
Instrument24040905900153
Transaction TypeTransfer
Record UpdatedMay 20, 2024
Title CompanyLAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address630 VINE ST, CINCINNATI, OH 45202-2425

Transferred To (Grantee/Buyer)

NameVerified Name
Address1807 GARRARD ST, COVINGTON, KY 41014-1432

Mortgage

Document Number0005900154
DateApr 09, 2024
Instrument24040905900154
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

Mortgage

Document Number0005900154
DateApr 09, 2024
Book PageKCM 539/248
Instrument24040905900154
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Address180 S ARIZONA AVE, CHANDLER, AZ 85225
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 13, 2023
Property Address1807 GARRARD ST, COVINGTON, KY 41014-1432
Document Number0005900079
Book / PageKC 235 / 282
Instrument DateJul 12, 2023
Instrument23071305900079
Transaction TypeTransfer
Record UpdatedMay 20, 2024
Title CompanyNOT AVAILABLE, EMPORA TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1807 GARRARD ST, COVINGTON, KY 41014-1432

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 MCLEOD DR, LAS VEGAS, NV 89121

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,378.00 (+356.49%)$255,000 (+15%) Land $5,000 Building $250,000$255,000 (+15%) Land $5,000 Building $250,000
2023$740.00 Homeowner's exemption$102,000 Land $5,000 Building $97,000$102,000 Land $5,000 Building $97,000

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