Kenton County property record for 1803 Garrard St, Covington, KY 41014 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1899 |
| Square Footage | 1,023 sqft Finished Area |
| Lot Size | 2,758 sqft (0.063 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $102,000 (2019) |
| Tax Bill | $1,689.00 (2025) |
| Primary APN | 055-32-02-011.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,023 sqft Finished Area |
| Gross Area | 1,203 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1899 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Stone Foundation |
| Roof Material | Slate Roof |
| Lot Area | 2,758 sqft (0.063 acres) |
| Depth X Width | 98.5 ft x 28 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0553202011.00 |
|---|---|
| Street Address | 1803 GARRARD ST |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1432 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 28X98.5FT WS GARRARD ST 30 4,12FT S 18TH ST |
| Legal Subdivision | CITY ASSESSORS 07/21 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 60900 |
Source: Kenton County records · APN 055-32-02-011.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1803 GARRARD ST, COVINGTON, KY 41014-1432 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Mar 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2019 · Amount on Record |
| Deed Sale | Mar 29, 2019 · Amount on Record |
| Prior Sale | May 30, 2007 · Amount on Record |
| Deed Doc Number | 0006628201 |
| Deed Book / Page | 6628 / 201 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1803 GARRARD ST, COVINGTON, KY 41014-1432 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Title Company | THIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI |
| Name | Verified Name |
|---|
| Document Number | 0005900018 |
|---|---|
| Date | Apr 07, 2022 |
| Book Page | 358/178 |
| Instrument | 22040705900018 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 29, 2019 |
| Property Address | 1803 GARRARD ST, COVINGTON, KY 41014-1432 |
| Document Number | 0000000149 |
| Book / Page | 0C6628 / 000201 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 149 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1803 GARRARD ST COVINGTON KY 410141432, COVINGTON, KY 41014-1432 |
| Document Number | 151 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 0C6628/000204 |
| Instrument | 151 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,689.00 (-0.53%) | $127,500 (-) Land $5,000 Building $122,500 | $127,500 (-) Land $5,000 Building $122,500 |
| 2023 | $1,698.00 | $127,500 Land $5,000 Building $122,500 | $127,500 Land $5,000 Building $122,500 |
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