Bay County property record for 1807 Echo Ln, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,759 sqft · built 2003 |
| Lot Size | 0.111 acres (4,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $316,000 (Jun 2022) |
| Tax Bill | $1,309 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11249-308-000 |
| Primary APN | 11249-308-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,759 sqft Living Area |
| Gross Area | 2,311 sqft |
| 1st Floor Area | 1,759 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 4,820 sqft (0.111 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Driveway | Driveway |
| Driveway Area | 720 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 528 sqft |
| Patio Area | 260 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1807 ECHO LN |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | BRITTON WOODS MAP 102D LOT 8 ORB 4576 P 1750 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 10 |
| Legal Subdivision | BRITTON WOODS |
| Legal Lot Number | 8 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 1402 |
Source: Bay County records · APN 11249-308-000
Assessment roll updated January 5, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1807 ECHO LN, LYNN HAVEN, FL 32444-3188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 04, 2026 | Intrafamily Transfer, Transfer |
| Jun 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on Record |
| Deed Sale | Jun 15, 2022 · Amount on Record |
| Prior Sale | Feb 10, 2005 · Amount on Record |
| Deed Document Number | 202244907 |
| Deed Book / Page | 4576 / 1750 |
| Last Transfer Date | Feb 04, 2026 |
| Transfer Doc | 0049982139 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 04, 2026 |
| Property Address | 1807 ECHO LN, LYNN HAVEN, FL 32444-3188 |
| Document Number | 0049982139 |
| Book / Page | 4998 / 2139 |
| Map Reference | MB 18 PG 10&11 |
| Instrument Date | Feb 04, 2026 |
| Instrument | 2026006722 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1807 ECHO LN, LYNN HAVEN, FL 32444-3188 |
| Name | Verified Name |
|---|---|
| Address | 7305 SALE BLVD, SOUTHPORT, FL 32409-1349 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 15, 2022 |
| Property Address | 1807 ECHO LN, LYNN HAVEN, FL 32444-3188 |
| Document Number | 0045761750 |
| Book / Page | 4576 / 1750 |
| Map Reference | MB 18 PG 10&11 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022044907 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | NORTH FLORIDA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,212.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5230 WARREN DR, PANAMA CITY, FL 32404-3846 |
| Name | Verified Name |
|---|---|
| Address | 1807 ECHO LN, LYNN HAVEN, FL 32444-3188 |
| Document Number | 0045761752 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 4576/1752 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,309.00 (+0.69%) Homeowner's exemption | $145,443 (+5.99%) | $266,220 (-0.84%) Land $42,300 Building $223,920 |
| 2024 | $1,300.00 (+2.44%) | ||
| 2023 | $1,269.00 (-16.24%) Homeowner's exemption | $137,227 (-17.27%) | $268,469 (+53.27%) Land $37,780 Building $230,689 |
| 2022 | $1,515.00 Homeowner's exemption | $165,883 | $175,163 Land $33,000 Building $142,163 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 107 (1985–2023) |
| Claims Outside the SFHA | 53 of 107 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Mediacom Communications.
Based on FCC filings for 201 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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