Bay County property record for 1804 Echo Ln, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,470 sqft · built 2003 |
| Lot Size | 0.234 acres (10,194 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $162,500 (May 2004) |
| Tax Bill | $1,677 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11249-302-000 |
| Primary APN | 11249-302-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,470 sqft Heated Area |
| Gross Area | 2,290 sqft |
| 1st Floor Area | 1,470 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 10,194 sqft (0.234 acres) |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 1,104 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 200 sqft |
| Patio Area | 120 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1804 ECHO LN |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | BRITTON WOODS MAP 102D LOT 2 ORB 1983 P 1132 ORB 2236 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 10 |
| Legal Subdivision | BRITTON WOODS |
| Legal Lot Number | 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 1402 |
The current owner of 1804 Echo Ln bought it in May 2004.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1804 ECHO LN, LYNN HAVEN, FL 32444-3188 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2004 · Amount on File |
| Deed Sale | May 25, 2004 · Amount on File |
| Prior Sale | Feb 5, 2003 · Amount on File |
| Deed Document Number | 2004-039522 |
| Deed Book / Page | 2446 / 1440 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1804 Echo Ln was $1,677 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,677.00 Homeowner's exemption | $175,202 | $217,239 Land $42,300 Building $174,939 |
| 2023 | $1,621.00 (+11.56%) Homeowner's exemption | $165,305 (+3%) | $189,763 (+10.66%) Land $37,780 Building $151,983 |
| 2022 | $1,453.00 Homeowner's exemption | $160,490 | $171,482 Land $33,000 Building $138,482 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1804 Echo Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 107 (1985–2023) |
| Claims Outside the SFHA | 53 of 107 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1804 Echo Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Mediacom Xtream.
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