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1807 Cincinnati Ave, Panama City, FL 32405 Property Records

Bay County property record for 1807 Cincinnati Ave, Panama City, FL 32405

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 832 sqft · built 1993
Lot Size0.212 acres (9,235 sqft)
OwnerCompany Name on File
Last Sale$165,000 (May 2023)
Tax Bill$286 (2023)
Deeds & MortgagesMay 2023 Sale
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN28909-000-000

Property Details

APN / Parcel Number

Primary APN28909-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area832 sqft Heated Area
Gross Area1,040 sqft
1st Floor Area832 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,235 sqft (0.212 acres)
Lot Dimensions140 ft deep x 66 ft wide
DrivewayDriveway
Driveway Area322 sqft

Exterior Amenities

PorchPorch
Porch Area184 sqft
Patio Area88 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1807 CINCINNATI AVE
CityPANAMA CITY
StateFL
Zip32405-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC09
Legal Description36 3S 15W E1/2 OF SW1/4 LOT 6 BLK 4 ORB 4694 P 522
Legal Range15W
Legal Township03S
Legal Section36
Legal SubdivisionE L WOOD
Legal Block4
Legal Lot Number6
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1026
Census Tract2400

Owner

1807 Cincinnati Ave is owned by a company that bought it in May 2023 and is owner-occupied.

Source: Bay County records, as of January 23, 2026

Owner of RecordCompany Name on File
Mailing Address840 W 11TH ST, PANAMA CITY, FL 32401-2336
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Warranty Deed, Transfer
FLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ES
May 15, 2017Warranty Deed, Transfer
OMEGA TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2023 · Amount on File
Deed SaleMay 31, 2023 · Amount on File
Prior SaleMay 15, 2017 · Amount on File
Deed Document Number2023033512
Deed Book / Page4694 / 522
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 31, 2023
Property Address1807 CINCINNATI AVE, PANAMA CITY, FL 32405-1520
Document Number0046940522
Book / Page4694 / 522
Instrument DateMay 25, 2023
Instrument2023033512
Transaction TypeTransfer
Record UpdatedNov 28, 2023
Title CompanyFLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ES

Transaction

AmountAmount on Record
Tax$1,155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1807 CINNNATTI AVENUE, PANAMA CITY, FL 32405

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 EAT 11TH STREET, P C BEACH, FL 32401
InvestorPossibly a Property Investor

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 15, 2017
Property Address1807 CINCINNATI AVE, PANAMA CITY, FL 32405-1520
Document Number0039001044
Book / Page003900 / 001044
Instrument DateMay 15, 2017
Instrument27412
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyOMEGA TITLE

Transaction

AmountAmount on Record
Tax$595.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address301 BROOKSIDE CT CHALFONT PA 189142051, CHALFONT, PA 18914-2051

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$107,718 Land $42,559 Building $65,159$107,718 Land $42,559 Building $65,159
2023$286.00 (-80.28%) Additional exemption filed$91,630 (+18.72%) Land $32,145 Building $59,485$91,630 (+18.72%) Land $32,145 Building $59,485
2022$1,450.00$77,183 Land $22,896 Building $54,287$77,183 Land $22,896 Building $54,287

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1807 Cincinnati Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims33 (1995–2021)
Claims Outside the SFHA32 of 33
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 11 claims
  • Hurricane Michael, Oct 2018 · 6 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1807 Cincinnati Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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