1. Home
  2. Florida
  3. Bay County
  4. Panama City
  5. Cincinnati Ave

1805 Cincinnati Ave, Panama City, FL 32405 Property Records

Bay County property record for 1805 Cincinnati Ave, Panama City, FL 32405

Property Summary

Property TypeVacant Land
Details2 bd · 1 ba · 1,226 sqft · built 1993
Lot Size0.212 acres (9,234 sqft)
OwnerCompany Name on File
Last Sale$230,000 (Jun 2023)
Tax Bill$295 (2023)
Deeds & MortgagesJun 2023 Sale
Flood ZoneZone X (minimal risk)
APN28909-005-000

Property Details

APN / Parcel Number

Primary APN28909-005-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,226 sqft Gross Area
1st Floor Area1,226 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,234 sqft (0.212 acres)
Lot Dimensions140 ft deep x 66 ft wide
DrivewayDriveway

Exterior Amenities

PorchOpen Porch
Porch Area130 sqft
Deck Area416 sqft
Patio Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1805 CINCINNATI AVE
CityPANAMA CITY
StateFL
Zip32405-1520
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodePC09
Legal Description36 3S 15W E1/2 OF SW1/4 LOT 7 BLK 4 ORB 4698 P 1375 MAP 79D4
Legal Range15W
Legal Township03S
Legal Section36
Legal Subdivision040015
Legal Block4
Legal Lot Number7
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1026
Census Tract2400

Owner

1805 Cincinnati Ave, vacant land, is owned by a company that bought it in June 2023.

Source: Bay County records, as of October 19, 2026

Owner of RecordCompany Name on File
Mailing Address840 W 11TH ST, PANAMA CITY, FL 32401-2336
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2023 · Amount on File
Deed SaleJun 13, 2023 · Amount on File
Prior SaleJul 13, 2012 · Amount on File
Deed Document Number202336410
Deed Book / Page4698 / 1375
Prior Transfer DateAug 10, 2006
Prior Transfer Doc0028171079
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJun 13, 2023
Property Address1805 CINCINNATI AVE, PANAMA CITY, FL 32405-1520
Document Number0046981375
Book / Page4698 / 1375
Instrument DateMay 31, 2023
Instrument2023036410
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyFLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ES

Transaction

AmountAmount on Record
Tax$1,610.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1424 RIVERSIDE DR, TARPON SPNGS, FL 34689-2034

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 E 11TH ST, PANAMA CITY, FL 32401-3460
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$40,340$42,559 Land $42,559
2023$295.00 (-80.88%) Additional exemption filed$97,457 (+17.81%) Land $32,145 Building $65,312$97,457 (+17.81%) Land $32,145 Building $65,312
2022$1,543.00$82,721 Land $22,896 Building $59,825$82,721 Land $22,896 Building $59,825

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1805 Cincinnati Ave in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims33 (1995–2021)
Claims Outside the SFHA32 of 33
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 11 claims
  • Hurricane Michael, Oct 2018 · 6 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1805 Cincinnati Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

Nearby Properties on Cincinnati Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures