Osceola County property record for 1806 Westerham Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,434 sqft Heated Area |
| Lot Size | 8,276 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $510,000 (2025) |
| Tax Bill | $4.00 (2025) |
| Primary APN | 042631017300011710 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,434 sqft Heated Area |
| Gross Area | 3,475 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Finished Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Pool Area | 35 sqft Pool |
| Fence | Fence |
| Deck Area | 330 sqft Deck |
| Porch | Open Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1806 WESTERHAM AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7626 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LANCASTER PARK EAST PH 2 PB 27 PGS 87-92 LOT 171 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | LANCASTER PARK |
| Legal Phase | 2 |
| Legal Tract | 173 |
| Legal Lot Number | 171 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3026 |
| Census Tract | 43700 |
Source: Osceola County records · APN 042631017300011710
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1806 WESTERHAM AVE, SAINT CLOUD, FL 34771-7626 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Jun 08, 2020 | Special Warranty Deed, Transfer · Veterans Administration Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2025 · Amount on Record |
| Deed Sale | Jul 01, 2025 · Amount on Record |
| Prior Sale | Jun 08, 2020 · Amount on Record |
| Deed Doc Number | 2025082412 |
| Deed Book / Page | 6812 / 1834 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 01, 2025 |
| Property Address | 1806 WESTERHAM AVE, SAINT CLOUD, FL 34771-7626 |
| Document Number | 0068121834 |
| Book / Page | 6812 / 1834 |
| Map Reference | MB 27 PG 87 |
| Instrument Date | Jun 24, 2025 |
| Instrument | 2025082412 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 710 LEGION DR # DRF1, DRF1, DESTIN, FL 32541-2527 |
| Name | Verified Name |
|---|---|
| Address | 1806 WESTERHAM AVE, SAINT CLOUD, FL 34771-7626 |
| Document Number | 0068121837 |
|---|---|
| Date | Jul 01, 2025 |
| Instrument | 6812/1837 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 08, 2020 |
| Property Address | 1806 WESTERHAM AVE, SAINT CLOUD, FL 34771-7626 |
| Document Number | 0057332498 |
| Book / Page | 5733 / 2498 |
| Map Reference | MB 27 PG 87 |
| Instrument Date | May 28, 2020 |
| Instrument | 2020073237 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,152.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088 |
| Name | Verified Name |
|---|---|
| Address | 1806 WESTERHAM AVE, SAINT CLOUD, FL 34771-7626 |
| Document Number | 0057332502 |
|---|---|
| Date | Jun 08, 2020 |
| Instrument | 5733/2502 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $329,003 (+5.99%) | $435,000 (-3.44%) Land $78,800 Building $356,200 |
| 2023 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $310,419 (+3%) | $450,500 (+12.68%) Land $65,000 Building $385,500 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $301,378 | $399,800 Land $65,000 Building $334,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 304 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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