Osceola County property record for 1801 Westerham Ave, Saint Cloud, FL 34771 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,246 sqft Heated Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $419,000 (2026) |
| Tax Bill | $5,581.00 (2025) |
| Primary APN | 042631017300011870 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,246 sqft Heated Area |
| Gross Area | 3,030 sqft Gross Area |
| 1st Floor | 2,246 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Finished Garage |
| Garage Area | 449 sqft Garage |
| Porch | Open Porch |
| Porch Area | 335 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1801 WESTERHAM AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7691 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LANCASTER PARK EAST PH 2 PB 27 PGS 87-92 LOT 187 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | LANCASTER PARK |
| Legal Phase | 2 |
| Legal Tract | 173 |
| Legal Lot Number | 187 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3026 |
| Census Tract | 43700 |
Source: Osceola County records · APN 042631017300011870
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1801 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2026 · Amount on Record |
| Deed Sale | Feb 02, 2026 · Amount on Record |
| Prior Sale | Oct 27, 2023 · Amount on Record |
| Deed Doc Number | 2026013708 |
| Deed Book / Page | 6915 / 2957 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 02, 2026 |
| Property Address | 1801 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0069152957 |
| Book / Page | 6915 / 2957 |
| Map Reference | MB 27 PG 87-92 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 2026013708 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,933.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1801 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Name | Verified Name |
|---|---|
| Address | 1801 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0069152959 |
|---|---|
| Date | Feb 02, 2026 |
| Instrument | 6915/2959 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 27, 2023 |
| Property Address | 1801 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0064961624 |
| Book / Page | 6496 / 1624 |
| Map Reference | MB 27 PG 87-92 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 2023141887 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,003.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 167 N 4046 E, RIGBY, ID 83442-4952 |
| Name | Verified Name |
|---|---|
| Address | 1801 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0064961626 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 6496/1626 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 02, 2020 |
| Property Address | 1801 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0058241172 |
| Book / Page | 5824 / 1172 |
| Map Reference | MB 27 PG 87 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2020148542 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 218 BURNING TREE DR, 218, KISSIMMEE, FL 34743-8400 |
| Name | Verified Name |
|---|---|
| Address | 1801 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0058241174 |
|---|---|
| Date | Nov 02, 2020 |
| Instrument | 5824/1174 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,581.00 (+5.4%) Homeowner's exemption | $354,700 (+5.51%) Land $75,000 Building $279,700 | $354,700 (-4.88%) Land $75,000 Building $279,700 |
| 2023 | $5,295.00 (+3.36%) Homeowner's exemption | $336,192 (+3%) | $372,900 (+14.25%) Land $65,000 Building $307,900 |
| 2022 | $5,123.00 Homeowner's exemption | $326,400 Land $65,000 Building $261,400 | $326,400 Land $65,000 Building $261,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 304 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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