Hamilton County property record for 1806 Sterling Ave, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 953 sqft · built 1927 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $136,000 (Mar 2026) |
| Tax Bill | $1,445 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-0008-0254-00 |
| Primary APN | 595-0008-0254-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 953 sqft Living Area |
| Gross Area | 1,597 sqft |
| 1st Floor Area | 644 sqft |
| Upper Floors Area | 515 sqft |
| Attic | Attic |
| Attic Area | 309 sqft |
| Basement Area | 644 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 475 sqft |
| Porch | Enclosed Frame Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1806 STERLING AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-4915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STERLING AVE 40 X 120 LOT 1075 N COLL HILL SUB SEC B |
| Legal Subdivision | COLL HILL SUB |
| Legal Lot Number | 1075 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NORTH COLLEGE HILL |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21802 |
1806 Sterling Ave is owned by an individual who bought it in March 2026.
Source: Hamilton County records, as of April 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 833 SMILEY AVE, CINCINNATI, OH 45240-1972 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Mar 4, 2026 | Limited Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Sep 13, 2019 | Trustee's Deed, Transfer · Line of Credit COREVEST AMERICAN FIN LENDER L |
| Jun 12, 2017 | Quit Claim Deed, Transfer · Commercial Mortgage SILVERGATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on File |
| Deed Sale | Mar 4, 2026 · Amount on File |
| Prior Sale | Sep 10, 2014 · Amount on File |
| Deed Document Number | 202615813 |
| Deed Book / Page | 15615 / 1005 |
| Prior Transfer Date | May 25, 2017 |
| Prior Transfer Doc | 0000052187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1806 STERLING AVE, CINCINNATI, OH 45239-4915 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000086532 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 14749/155 |
| Instrument | 2022-0086532 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 4, 2026 |
| Property Address | 1806 STERLING AVE, CINCINNATI, OH 45239-4915 |
| Document Number | 0000015813 |
| Book / Page | 15615 / 1005 |
| Map Reference | MB 18 PG 32 |
| Instrument Date | Feb 4, 2026 |
| Instrument | 2026-0015813 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 833 SMILEY AVE, CINCINNATI, OH 45240-1972 |
| Document Number | 0000015814 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 2026-0015814 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 13, 2019 |
| Property Address | 1806 STERLING AVE, CINCINNATI, OH 45239-4915 |
| Document Number | 0000078361 |
| Book / Page | 014001 / 001975 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 78361 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2019 |
| Title Company | WESTCOR INVESTOR SERVICES, WESTCOR INVESTOR SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $20.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2260 UNIVERSITY DR NEWPORT BEACH CA 926603319, NEWPORT BEACH, CA 92660-3319 |
| Investor | Possibly a Property Investor |
| Document Number | 78363 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 014001/002016 |
| Instrument | 78363 |
| Name | COREVEST AMERICAN FIN LENDER L |
|---|---|
| Address | 1920 MAIN ST # 850, IRVINE, CA 92614-7285 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 12, 2017 |
| Property Address | 1806 STERLING AVE, CINCINNATI, OH 45239-4915 |
| Document Number | 0000002187 |
| Map Reference | MB 18 PG 32 |
| Instrument Date | May 25, 2017 |
| Instrument | 17-0052187 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | NORTHWEST TITLE FAMILY OF CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000002189 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 17-0052189 |
| Name | SILVERGATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1806 Sterling Ave was $1,445.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | North College Hill City |
| Unified School District | North College Hill City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,445.00 | $27,178 (-) Land $6,090 Building $21,088 | $77,650 Land $17,400 Building $60,250 |
| 2024 | $1,445.00 (+0.84%) | $27,178 (-) Land $6,090 Building $21,088 | |
| 2023 | $1,433.00 (+10.83%) | $27,178 (+54.8%) Land $6,090 Building $21,088 | $77,650 Land $17,400 Building $60,250 |
| 2022 | $1,293.00 | $17,557 Land $6,066 Building $11,491 | |
| 2020 | $50,160 Land $17,330 Building $32,830 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1806 Sterling Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1806 Sterling Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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