Hamilton County property record for 1803 Sterling Ave, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,172 sqft · built 1927 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,767 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-0008-0342-00 |
| Primary APN | 595-0008-0342-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,172 sqft Living Area |
| Gross Area | 1,944 sqft |
| 1st Floor Area | 632 sqft |
| 2nd Floor Area | 540 sqft |
| Upper Floors Area | 540 sqft |
| Basement Area | 772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1803 STERLING AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-4914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1803 STERLING AVE 40 X 120 LOT 1101 N COLL HILL SUB SEC B |
| Legal Subdivision | COLL HILL SUB |
| Legal Lot Number | 1101 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NORTH COLLEGE HILL |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 21802 |
1803 Sterling Ave is owned and occupied by two individuals who acquired it in August 2026.
Source: Hamilton County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1803 STERLING AVE, CINCINNATI, OH 45239-4914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK |
| Aug 18, 2026 | Affidavit, Transfer |
| Feb 23, 2024 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 11, 2026 |
| Transfer Doc | 0000067571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 15, 2026 |
| Property Address | 1803 STERLING AVE, CINCINNATI, OH 45239-4914 |
| Document Number | 0000076267 |
| Book / Page | 15750 / 1906 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202676267 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1803 STERLING AVE, CINCINNATI, OH 45239-4914 |
| Document Number | 0000076267, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 15750/1906 |
| Instrument | 202676267 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 18, 2026 |
| Property Address | 1803 STERLING AVE, CINCINNATI, OH 45239-4914 |
| Document Number | 0000067571 |
| Book / Page | 15731 / 1274 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202667571 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1803 STERLING AVE, CINCINNATI, OH 45239-4914 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 23, 2024 |
| Property Address | 1803 STERLING AVE, CINCINNATI, OH 45239-4914 |
| Document Number | 0000012016 |
| Book / Page | 15109 / 651 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 2024-0012016 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 1803 Sterling Ave was $1,767, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | North College Hill City |
| Unified School District | North College Hill City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,767.00 (+2.38%) | $33,996 (-) Land $6,090 Building $27,906 | $97,130 Land $17,400 Building $79,730 |
| 2024 | $1,726.00 (-0.75%) | $33,996 (-) Land $6,090 Building $27,906 | |
| 2023 | $1,739.00 (-2.25%) | $33,996 (+36.86%) Land $6,090 Building $27,906 | $97,130 Land $17,400 Building $79,730 |
| 2022 | $1,779.00 Homeowner's exemption | $24,840 Land $6,066 Building $18,774 | |
| 2020 | $70,970 Land $17,330 Building $53,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1803 Sterling Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1803 Sterling Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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