1806 Okeewemee Rd, Troy, NC 27371 Property Records

Montgomery County property record for 1806 Okeewemee Rd, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,808 sqft · built 1981
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on Record
Tax Bill	$838 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7640 00 98 4557`

Property Details

APN / Parcel Number

Primary APN	`7640 00 98 4557`
Alternative APNs	`1489900` `17495`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,808 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	522,720 sqft (12 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1489900
Street Address	1806 OKEEWEMEE RD
City	TROY
State	NC
Zip	27371-7236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	HOME HOME
Jurisdiction	MONTGOMERY NC
Township / Civil Division	LITTLE RIVER
Census Block Group	2
Census Block	2000
Census Tract	960201

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 635, TROY, NC 27371-0635
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 24, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Mar 26, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 20, 2025
Transfer Doc	000959/112
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jun 3, 2026
Property Address	1806 OKEEWEMEE RD, TROY, NC 27371-7236
Document Number	0000390957
Book / Page	985 / 575
Instrument Date	Jun 3, 2026
Instrument	2026390957
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1806 OKEEWEMEE RD, TROY, NC 27371-7236
Transaction Type	Mortgage
Record Updated	May 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0806/0914
Date	Apr 24, 2018
Book Page	0806/0914
Instrument	354344

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY NC
Recording Date	Mar 26, 2018
Property Address	1806 OKEEWEMEE RD, TROY, NC 27371-7236
Document Number	0805/0475
Book / Page	0805 / 0475
Instrument Date	Mar 15, 2018
Instrument	354013
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 635, TROY, NC 27371-0635

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,283 (-) Land $37,500 Building $98,783	$136,283 (-) Land $37,500 Building $98,783
2025	$838.00	$136,283 (-) Land $37,500 Building $98,783	$136,283 (-) Land $37,500 Building $98,783
2023		$136,283 Land $37,500 Building $98,783	$136,283 Land $37,500 Building $98,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Okeewemee Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures