1292 Okeewemee Rd, Troy, NC 27371 Property Records

Montgomery County property record for 1292 Okeewemee Rd, Troy, NC 27371

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,740 sqft · built 2019
Lot Size	13 acres (569,329 sqft)
Owner	2 Individual Names on Record
Last Sale	$8,000 (Mar 1996)
Tax Bill	$1,160 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7640 00 66 3791`

Property Details

APN / Parcel Number

Primary APN	`7640 00 66 3791`
Alternative APN	`1481005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,740 sqft Finished Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	569,329 sqft (13 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	1481005
Street Address	1292 OKEEWEMEE RD
City	TROY
State	NC
Zip	27371-7242
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	MYOTT MYOTT
Legal Subdivision	HAZEL K MYOTT PROPERTY
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	2
Census Block	2001
Census Tract	960201

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1292 OKEEWEMEE RD, TROY, NC 27371-7242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Feb 7, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 1996 · Amount on Record
Deed Sale	Mar 1, 1996 · Amount on Record
Deed Book / Page	316 / 778
Last Transfer Date	Feb 4, 2019
Transfer Doc	00820/0948
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1292 OKEEWEMEE RD, TROY, NC 27371-7242
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00827/0937
Date	Jun 26, 2019
Book Page	0827/0937
Instrument	359071

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1292 OKEEWEMEE RD, TROY, NC 27371-7242
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000896/490
Date	Feb 24, 2022
Book Page	896/490
Instrument	372735

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1292 OKEEWEMEE RD, TROY, NC 27371-7242
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000905/262
Date	Jun 30, 2022
Book Page	905/262
Instrument	374498

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY NC
Recording Date	Feb 7, 2019
Property Address	1292 OKEEWEMEE RD, TROY, NC 27371-7242
Document Number	00820/0948
Book / Page	0820 / 0948
Instrument Date	Feb 4, 2019
Instrument	357556
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 OKEEWEMEE RD, 1300, TROY, NC 27371-7241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 OKEEWEMEE RD, TROY, NC 27371-7242

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,725 (-) Land $44,744 Building $143,981	$188,725 (-) Land $44,744 Building $143,981
2025	$1,160.00	$188,725 (-) Land $44,744 Building $143,981	$188,725 (-) Land $44,744 Building $143,981
2023		$188,725 Land $44,744 Building $143,981	$188,725 Land $44,744 Building $143,981

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019
Treatment and Procedure	Organic carbon removal Jan 2022
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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