Frederick County property record for 1806 Birch Bay Ct, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,682 sqft · built 2005 |
| Lot Size | 0.249 acres (10,862 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $479,000 (Feb 2017) |
| Tax Bill | $10,243 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-248972 |
| Primary APN | 02-248972 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,682 sqft Living Area |
| Gross Area | 5,146 sqft |
| 1st Floor Area | 2,198 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,862 sqft (0.249 acres) |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 288 sqft |
| Patio Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 248972 |
|---|---|
| Street Address | 1806 BIRCH BAY CT |
| City | FREDERICK |
| State | MD |
| Zip | 21702-5925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | LOT 136 SECTION 4 PLAT 7-10,862 SQ. FT. WALNUT RIDGE |
| Legal Subdivision | WALNUT RDG |
| Legal Lot Number | 136 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 751202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1806 BIRCH BAY CT, FREDERICK, MD 21702-5925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK |
| Jan 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MAS ASSOCIATES LLC |
| Feb 28, 2017 | Grant Deed, Transfer · Conventional with PMI EVERBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2017 · Amount on Record |
| Deed Sale | Feb 28, 2017 · Amount on Record |
| Prior Sale | Dec 22, 2015 · Amount on Record |
| Deed Document Number | 201711690-0336 |
| Deed Book / Page | 11690 / 336 |
| Prior Transfer Date | Feb 13, 2015 |
| Prior Transfer Doc | 0104020356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1806 BIRCH BAY CT, FREDERICK, MD 21702-5925 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | COMMONWEALTH LAND TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0145150209 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 14515/209 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1806 BIRCH BAY CT, FREDERICK, MD 21702-5925 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | MICASA TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0134960400 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 13496/0400 |
| Name | MAS ASSOCIATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | OWINGS MILLS, MD 21117 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 28, 2017 |
| Property Address | 1806 BIRCH BAY CT, FREDERICK, MD 21702-5925 |
| Document Number | 0116900336 |
| Book / Page | 011690 / 000336 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2017 |
| Title Company | RGS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $479.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1806 BIRCH BAY CT FREDERICK MD 217025925, FREDERICK, MD 21702-5925 |
| Document Number | 116900343 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 011690/000343 |
| Name | EVERBANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202-3399 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2047 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $682,900 (+5.91%) | $759,100 (+17.73%) Land $155,000 Building $604,100 | |
| 2025 | $10,243.00 (+4.87%) Homeowner's exemption | $644,800 (+21.11%) Land $119,300 Building $525,500 | $644,800 (-) Land $119,300 Building $525,500 |
| 2024 | $9,767.00 (+7.29%) | ||
| 2023 | $9,103.00 Homeowner's exemption | $532,400 | $644,800 Land $119,300 Building $525,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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