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1803 Birch Bay Ct, Frederick, MD 21702 Property Records

Frederick County property record for 1803 Birch Bay Ct, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,654 sqft · built 2005
Lot Size0.244 acres (10,613 sqft)
Owner2 Individual Names on Record
Last Sale$403,500 (Feb 2005)
Tax Bill$9,245 (2025)
Deeds & MortgagesAug 2017 Mortgage
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-248905

Property Details

APN / Parcel Number

Primary APN02-248905
Alternative APN
  • 248905

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,654 sqft Living Area
Gross Area4,074 sqft
1st Floor Area2,235 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,613 sqft (0.244 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Patio Area392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number248905
Street Address1803 BIRCH BAY CT
CityFREDERICK
StateMD
Zip21702-5924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePND
Legal DescriptionLOT 130 SECTION 4 PLAT 7-10,613 SQ. FT. WALNUT RIDGE
Legal SubdivisionWALNUT RDG SEC 04 01
Legal Lot Number130
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3003
Census Tract751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1803 BIRCH BAY CT, FREDERICK, MD 21702-5924
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2017Deed of Trust, Mortgage · Commercial Mortgage
PNC BANK NA
Jul 20, 2017Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2005 · Amount on Record
Deed SaleFeb 9, 2005 · Amount on Record
Deed Document Number200550994
Deed Book / Page5131 / 382
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1803 BIRCH BAY CT, FREDERICK, MD 21702-5924
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0119680087
DateAug 8, 2017
Book Page11968/0087
Instrument11968-0087
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term71 Months
DueJul 25, 2023

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1803 BIRCH BAY CT, FREDERICK, MD 21702-5924
Document Number0119680075
Instrument DateJul 20, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1803 BIRCH BAY CT FREDERICK MD 217025924, FREDERICK, MD 21702-5924

Mortgage

Document Number0119680075
DateAug 3, 2017
Book Page011968/000075
Lender
NamePNC BK
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 2, 2057
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$618,933 (+28.69%)$688,800 (+17.95%) Land $154,600 Building $534,200
2025$9,245.00 (+12.51%)
2023$8,217.00 Homeowner's exemption$480,933$584,000 Land $119,000 Building $465,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20

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