18057 Co Rd 1565, Ada, OK 74820 Property Records

Pontotoc County property record for 18057 Co Rd 1565, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,984 sqft · built 1986
Lot Size	0.516 acres (22,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,000 (Oct 2013)
Tax Bill	$2,125 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Aug 2019 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18319`

Property Details

APN / Parcel Number

Primary APN	`18319`
Alternative APN	`0800-00-000-025-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	1,984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,500 sqft (0.516 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	264 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18319
Street Address	18057 COUNTY ROAD 1565
City	ADA
State	OK
Zip	74820-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 HARDING ADD. TO LAKEWOOD
Legal Subdivision	HARDING ADD. TO LAKEWOOK - SD 19- NW 12
Legal Lot Number	25
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1039
Census Tract	88801

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18057 COUNTY ROAD 1565, ADA, OK 74820-1334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK NA
Aug 7, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VISION BANK
Mar 16, 2026	Intrafamily Transfer, Transfer
Dec 6, 2022	Divorce Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2013 · Amount on Record
Deed Sale	Oct 28, 2013 · Amount on Record
Prior Sale	Jun 19, 1984 · Amount on Record
Deed Book / Page	2795 / 33
Last Transfer Date	Mar 16, 2026
Transfer Doc	0000001291
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	18057 COUNTY ROAD 1565, ADA, OK 74820-1334
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003104/086
Date	Mar 17, 2017
Book Page	3104/086
Instrument	2017-001386

Lender

Name	VISION BANK NA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	18057 COUNTY ROAD 1565, ADA, OK 74820-1334
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003324/225
Date	Aug 7, 2019
Book Page	3324/225
Instrument	2019-004022

Lender

Name	VISION BANK
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 6, 2029

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Mar 16, 2026
Property Address	18057 COUNTY ROAD 1565, ADA, OK 74820-1334
Document Number	003987/109
Book / Page	3987 / 109
Instrument Date	Mar 16, 2026
Instrument	I-2026-001291
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18057 COUNTY ROAD 1565, ADA, OK 74820-1334

December 2022: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Dec 6, 2022
Property Address	18057 COUNTY ROAD 1565, ADA, OK 74820-1334
Document Number	003664/107
Book / Page	3664 / 107
Instrument Date	Dec 1, 2022
Instrument	I-2022-006616
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18057 COUNTY ROAD 1565, ADA, OK 74820-1334

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,080 (+3%) Land $2,400 Building $19,680	$184,002 (-27.04%) Land $20,000 Building $164,002
2025	$2,125.00 (+1.29%) Homeowner's exemption	$21,437 (+3%) Land $2,400 Building $19,037	$252,202 (-3.05%) Land $20,000 Building $232,202
2024	$2,098.00 (+6.01%) Homeowner's exemption	$20,813 (+3%) Land $2,400 Building $18,413	$260,123 (+50.49%) Land $20,000 Building $240,123
2023	$1,979.00 Homeowner's exemption	$20,207 Land $2,400 Building $17,807	$172,846 Land $20,000 Building $152,846

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 78% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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