16320 Co Rd 1565, Ada, OK 74820 Property Records

Pontotoc County property record for 16320 Co Rd 1565, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 621 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$31,500 (Feb 2017)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Mar 2018 Construction Loan Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31553`

Property Details

APN / Parcel Number

Primary APN	`31553`
Alternative APN	`0000-10-003-006-0-081-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	621 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	187 sqft
Carport	Carport
Carport Area	187 sqft
Patio Area	92 sqft
Shed	1 Shed
Shed Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31553
Street Address	16320 COUNTY ROAD 1565
City	ADA
State	OK
Zip	74820-7971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PT SW SE NW COMM SW/C SW SE NW; N8933'02E338.57' TO POB; N0038'59W208.71'; N8933'002E244.58'; S2219'11W238.61'; S89*33'
Legal Range	06E
Legal Township	03N
Legal Section	10
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	3
Census Block	3004
Census Tract	89000

Owner

16320 Co Rd 1565 is owned and occupied by two individuals who bought it in February 2017.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16320 COUNTY ROAD 1565, ADA, OK 74820-7971
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2018	Deed of Trust, Mortgage · Construction Mortgage VISION BANK NA
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK
Feb 9, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2017 · Amount on File
Deed Sale	Feb 9, 2017 · Amount on File
Deed Document Number	2017735
Deed Book / Page	3095 / 176
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	16320 COUNTY ROAD 1565, ADA, OK 74820-7971
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003201/294
Date	Mar 20, 2018
Book Page	3201/294
Instrument	2018-001593

Lender

Name	VISION BANK NA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 19, 2019

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	16320 COUNTY ROAD 1565, ADA, OK 74820-7971
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003280/092
Date	Feb 11, 2019
Book Page	3280/092
Instrument	2019-000688

Lender

Name	VISION BANK
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 7, 2029

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Feb 9, 2017
Property Address	16320 COUNTY ROAD 1565, ADA, OK 74820-7971
Document Number	003095/176
Book / Page	3095 / 176
Instrument Date	Feb 8, 2017
Instrument	2017-000735
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Tax	$47.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2218 ARLINGTON ST APT D, D, ADA, OK 74820-2840

Tax Assessment & Valuation

The 2025 property tax bill for 16320 Co Rd 1565 was $1,144 with a homeowner's exemption, up 1.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,364 (+3%) Land $3,780 Building $8,584	$103,035 (+3%) Land $31,500 Building $71,535
2025	$1,144.00 (+1.33%) Homeowner's exemption	$12,004 (-2.74%) Land $3,780 Building $8,224	$100,034 (-2.74%) Land $31,500 Building $68,534
2024	$1,129.00 (-1.83%) Homeowner's exemption	$12,342 (+1.46%) Land $3,780 Building $8,562	$102,853 (+1.11%) Land $31,500 Building $71,353
2023	$1,150.00 Homeowner's exemption	$12,164 Land $3,780 Building $8,384	$101,723 Land $31,500 Building $70,223

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16320 Co Rd 1565 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16320 Co Rd 1565 is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 71% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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