1805 Sundance Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1805 Sundance Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,943 sqft · built 1996
Lot Size	2.06 acres (90,082 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Jan 2021)
Tax Bill	$712 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062632259800011540`

Property Details

APN / Parcel Number

Primary APN	`062632259800011540`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,943 sqft Heated Area
Gross Area	3,103 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	90,082 sqft (2.06 acres)
Garage Type	Finished
Garage Area	960 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	544 sqft
Deck Area	644 sqft
Patio Area	480 sqft
Fence	Fence
Shed	1 Shed
Shed Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1805 SUNDANCE DR
City	SAINT CLOUD
State	FL
Zip	34771-7904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT II PB 2 PG 293-295 LOT 154
Legal Subdivision	BAY LAKE RANCH UN 2
Legal Lot Number	154
Legal Unit	II
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1805 SUNDANCE DR, SAINT CLOUD, FL 34771-7904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Warranty Deed, Transfer · VA Mortgage SOUTHPOINT FINANCIAL SERVICES INC
Nov 25, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Mar 17, 2016 · Amount on Record
Deed Document Number	2021010643
Deed Book / Page	5876 / 1327
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 25, 2021
Property Address	1805 SUNDANCE DR, SAINT CLOUD, FL 34771-7904
Document Number	0058761327
Book / Page	5876 / 1327
Map Reference	MB 2 PG 293-295
Instrument Date	Jan 22, 2021
Instrument	2021010643
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1805 SUNDANCE DR, 1805, SAINT CLOUD, FL 34771-7904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 SUNDANCE DR, SAINT CLOUD, FL 34771-7904

Mortgage

Document Number	0058761329
Date	Jan 25, 2021
Instrument	5876/1329

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1805 SUNDANCE DR, SAINT CLOUD, FL 34771-7904
Document Number	0056332402
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 SUDANCE DR ST CLOUD FL 34771, ST CLOUD, FL 34771

Mortgage

Document Number	0056332402
Date	Dec 4, 2019
Book Page	005633/002402
Instrument	156595

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$406,645 (+5.99%)	$468,400 (+12.62%) Land $121,000 Building $347,400
2023	$621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$383,675 (+3%)	$415,900 (+11.65%) Land $89,600 Building $326,300
2022	$576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$372,500 Land $89,600 Building $282,900	$372,500 Land $89,600 Building $282,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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