Osceola County property record for 1770 Sundance Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,183 sqft · built 2004 |
| Lot Size | 2.71 acres (118,047 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $408,000 (Aug 2020) |
| Tax Bill | $5,215 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-26-32-2598-0001-1065 |
| Primary APN | 06-26-32-2598-0001-1065 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,183 sqft Living Area |
| Gross Area | 3,275 sqft |
| 1st Floor Area | 2,183 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 118,047 sqft (2.71 acres) |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 416 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 322 sqft |
| Deck Area | 728 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1770 SUNDANCE DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAR2 |
| Legal Description | BAY LAKE RANCH UNIT II PB 2 PP 293-295 E 1/2 LOT 106 (106A) |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | BAY LAKE RANCH UNIT 2 |
| Legal Tract | 2598 |
| Legal Block | 1065 |
| Legal Lot Number | 106 |
| Legal Unit | II |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 43801 |
1770 Sundance Dr is owned and occupied by two individuals who bought it in August 2020.
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1170 SUNDANCE DR, SAINT CLOUD, FL 34771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Aug 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on File |
| Deed Sale | Aug 18, 2020 · Amount on File |
| Prior Sale | Aug 22, 2011 · Amount on File |
| Deed Document Number | 2020108562 |
| Deed Book / Page | 5776 / 465 |
| Prior Transfer Date | Oct 26, 2009 |
| Prior Transfer Doc | 0039090083 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1770 SUNDANCE DR, SAINT CLOUD, FL 34771-7929 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1770 SUNDANCE DR, SAINT CLOUD, FL 34771-7929 |
| Document Number | 0064692589 |
|---|---|
| Date | Sep 6, 2023 |
| Book Page | 6469/2589 |
| Instrument | 2023117270 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Aug 25, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 18, 2020 |
| Property Address | 1770 SUNDANCE DR, SAINT CLOUD, FL 34771-7929 |
| Document Number | 0057760465 |
| Book / Page | 5776 / 465 |
| Map Reference | MB 2 PG 293-295 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 2020108562 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | PLATINUM TTL OF CTRL FL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,856.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11601 W 5 MILE RD, 11601, FRANKSVILLE, WI 53126-9116 |
| Name | Verified Name |
|---|---|
| Address | 2006 CYPRESS AVE, SAINT CLOUD, FL 34769-2222 |
| Document Number | 0005776469 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 5776/469 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 1770 Sundance Dr was $5,215 with a homeowner's exemption, up 4.7% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,215.00 (+4.68%) Homeowner's exemption | $365,883 | $511,100 Land $121,000 Building $390,100 |
| 2024 | $4,982.00 (+2.07%) | ||
| 2023 | $4,881.00 (+3.87%) Homeowner's exemption | $345,216 (+3%) | $455,700 (+13.05%) Land $89,600 Building $366,100 |
| 2022 | $4,699.00 Homeowner's exemption | $335,162 | $403,100 Land $89,600 Building $313,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1770 Sundance Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1770 Sundance Dr is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 87% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G and 4G LTE (outdoors only)
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