1805 Silver Ridge Dr, Plainfield, IL 60586 Property Records

Will County property record for 1805 Silver Ridge Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,992 sqft · built 2005
Lot Size	0.17 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jan 2024)
Tax Bill	$7,257 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-31-410-018`

Property Details

APN / Parcel Number

Primary APN	`06-03-31-410-018`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Shingle
Lot Area	7,500 sqft (0.17 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1805 SILVER RIDGE DR
City	PLAINFIELD
State	IL
Zip	60586-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1054 IN CATON RIDGE WEST SUBDIVISION UNIT 5, BEING A SUB IN THE E1/2 OF THE SE1/4 OF SEC. 31, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	31
Legal Subdivision	CATON RIDGE WEST UNIT 5
Legal Lot Number	1054
Legal Unit	5
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2007
Census Tract	880432

Owner

1805 Silver Ridge Dr is owned and occupied by an individual who bought it in January 2024.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1805 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jul 11, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 12, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2024 · Amount on File
Deed Sale	Jan 12, 2024 · Amount on File
Prior Sale	Oct 16, 2012 · Amount on File
Deed Document Number	20242085
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1805 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021454
Date	Mar 11, 2022
Instrument	R2022021454

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Nov 1, 2036

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1805 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903

Mortgage

Document Number	0000034339
Date	Jul 11, 2023
Instrument	R2023034339

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jun 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 12, 2024
Property Address	1805 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903
Document Number	0000002085
Map Reference	DOC R2004-84127
Instrument Date	Nov 8, 2023
Instrument	R2024002085
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1805 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1805 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903

Mortgage

Document Number	0000002086
Date	Jan 12, 2024
Instrument	R2024002086

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1805 Silver Ridge Dr was $7,257.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,257.00	$113,853 (+8.45%) Land $23,039 Building $90,814	$341,559 (+8.45%) Land $69,117 Building $272,442
2024		$104,982 Land $21,244 Building $83,738	$314,946 Land $63,732 Building $251,214
2022	$6,216.00 Homeowner's exemption	$85,158 Land $17,233 Building $67,925	$255,474 Land $51,699 Building $203,775

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1805 Silver Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1805 Silver Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile, Verizon.

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