1804 Silver Ridge Dr, Plainfield, IL 60586 Property Records

Will County property record for 1804 Silver Ridge Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,346 sqft · built 2005
Lot Size	0.18 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Mar 2011)
Tax Bill	$7,955 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-31-403-036`

Property Details

APN / Parcel Number

Primary APN	`06-03-31-403-036`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,346 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Roof Material	Shingle
Lot Area	8,000 sqft (0.18 acres)
Lot Dimensions	125 ft deep x 64 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1804 SILVER RIDGE DR
City	PLAINFIELD
State	IL
Zip	60586-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1019 IN CATON RIDGE WEST SUBDIVISION UNIT 5, BEING A SUB IN THE E1/2 OF THE SE1/4 OF SEC. 31, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	31
Legal Subdivision	CATON RIDGE WEST
Legal Lot Number	1019
Legal Unit	5
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2005
Census Tract	880432

Owner

1804 Silver Ridge Dr is owned and occupied by an individual who bought it in March 2011.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1804 SILVER RIDGE DR, PLAINFIELD, IL 60586-2902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2011 · Amount on File
Deed Sale	Mar 9, 2011 · Amount on File
Prior Sale	Sep 24, 2010
Deed Document Number	201125725
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1804 SILVER RIDGE DR, PLAINFIELD, IL 60586-2902
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 SILVER RIDGE DR, PLAINFIELD, IL 60586-2902

Mortgage

Document Number	0000010298
Date	Feb 20, 2026
Instrument	R2026010298

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 15, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1804 SILVER RIDGE DR, PLAINFIELD, IL 60586-2902
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORPORTION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027770
Date	Mar 10, 2021
Instrument	R2021027770

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 1, 2026

Interest

Rate Type	Fixed Rate
Rate	3.02%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1804 SILVER RIDGE DR, PLAINFIELD, IL 60586-2902
Document Number	0000026624
Instrument Date	Mar 25, 2017
Transaction Type	Mortgage
Record Updated	Apr 14, 2017
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 SILVER RIDGE DR PLAINFIELD IL 605862902, PLAINFIELD, IL 60586-2902

Mortgage

Document Number	0000026624
Date	Apr 4, 2017
Instrument	26624

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1804 Silver Ridge Dr was $7,955.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,955.00	$124,020 (+8.45%) Land $23,039 Building $100,981	$372,060 (+8.45%) Land $69,117 Building $302,943
2024		$114,357 Land $21,244 Building $93,113	$343,071 Land $63,732 Building $279,339
2022	$6,813.00 Homeowner's exemption	$92,764 Land $17,233 Building $75,531	$278,292 Land $51,699 Building $226,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1804 Silver Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1804 Silver Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile, Verizon.

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